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IDC高飞:AI金融落地五大路径 合规先行、场景突破、平台化建设、人机协同与生态共建
Xin Lang Zheng Quan· 2025-11-29 03:54
Core Viewpoint - The 2025 Greater Bay Area Exchange Technology Conference emphasizes the theme of "Moving Towards the AI+ Era," focusing on the application of AI in the financial sector and outlining a clear framework for its implementation in China [1][2]. Group 1: Compliance and Safety - The core principle highlighted is "Compliance and Safety First," indicating that compliance and security are prerequisites for the application of large models in AI [1]. - There is a need to enhance model interpretability, data governance, and privacy protection to establish a responsible AI governance framework [1]. Group 2: Implementation Strategy - The proposed implementation strategy is "Scenario-Driven and Gradual Implementation," advocating for a pragmatic approach that prioritizes high ROI business scenarios for initial practice [1]. - A positive cycle of "pilot success - building confidence - scenario expansion" is identified as an effective strategy for promoting technology adoption [1]. Group 3: Engineering and Platform Development - Recommendations include enhancing the engineering and platform capabilities of large models, developing low-code development, model management, and automated operation capabilities [1]. - Lowering technical barriers is essential to accelerate the realization of innovative scenarios [1]. Group 4: Human-Machine Collaboration - The importance of leveraging experiences from multi-agent collaboration and human-machine cooperation is emphasized, aiming to elevate AI from a "tool" to a "business partner" [1]. - This shift is expected to facilitate intelligent restructuring of business processes, leading to more efficient decision-making and execution [1]. Group 5: Policy and Ecosystem Development - The establishment of policy guidance and ecosystem co-construction mechanisms is deemed necessary, utilizing China's policy advantages to promote collaborative innovation among industry, academia, and research [2]. - A complete path for AI implementation in the financial sector is outlined, focusing on compliance and safety, value realization, and ecosystem collaboration as key components [2]. - Continuous exploration in these five dimensions is anticipated to enable China to carve out a distinctive "AI+Finance" path, enhancing its competitive position in the global digital economy [2].