东方财富成立于2005年，目前公司市值约为4175亿元。旗下拥有"东方财富网"、"天天基金网"、"股 吧"、"东方财富证券"等多个互联网产品及业务板块，并在持续深化"AI+金融"战略布局。 从基本面来看，去年出现"924"行情后，资本市场重新活跃，东方财富也终结了连续两年营收同比下滑 的颓势。2024年，东方财富全年实现营收116.04亿元，同比增长4.72%；归母净利润达96.1亿元，同比 增长17.29%。 2025年上半年，东方财富实现的营业收入、归母净利润分别为68.56亿元、55.67亿元，同比增长 38.65%、37.27%，均为高速增长。截至2025年6月底，东方财富总资产3552.80亿元，较年初增加489.11 亿元。 值得注意的是，目前沈友根本人持股比例已仅剩0.19%，这意味着此次转让若顺利完成，将彻底清仓退 出东方财富股东行列。 历史公告显示，沈友根自2020年起便开始减持东方财富。在2020年至2021年间，其通过二级市场累计减 持约1.07亿股，合计套现约28.83亿元。今年7月份，沈友根又询价转让了其持有的15880万股，每股股价 为21.66元/股，转让总价约为34.40亿元。 ...

Core Viewpoint - The actual controller of Dongfang Caifu, along with his family members, is planning to transfer a significant portion of their shares due to personal financial needs, which raises concerns about the company's stock performance and shareholder structure [1][2]. Share Transfer Details - The total number of shares to be transferred is 237.8 million, accounting for 1.5% of the company's total share capital, with an estimated market value exceeding 6.4 billion yuan based on the stock price as of September 30 [1][2]. - Prior to this transfer, Lu Lili held 2.32% and Shen Yougen held 0.19% of the shares. After the transfer, their combined holding will decrease to 20.39% [2][3]. - This is the second inquiry transfer by Shen Yougen in the second half of the year, with the first involving 158.8 million shares for approximately 3.44 billion yuan [3]. Historical Context of Share Reductions - Shen Yougen has previously reduced his holdings multiple times, including a significant reduction in 2021 where he sold 107 million shares, amounting to 2.883 billion yuan [3][5]. - The management team, including Vice President Cheng Lei, has also engaged in multiple share reductions, cumulatively cashing out nearly 250 million yuan since 2017 [5][6]. Market Implications - The inquiry transfer method allows for a large-scale reduction of shares while maintaining a lock-up period for the new shareholders, which may help stabilize the stock price [10]. - Analysts suggest that Dongfang Caifu's core business segments are expected to maintain a growing market share, supported by advancements in AI and financial services [10].

↑点击上面图片 加雪球核心交流群 ↑ 十一国庆假期来了，回顾9月A股行情，你赚到钱了吗？ 如果把时间线拉长到前三个季度，你会发现这是一次注定要写进市场史册的行情：创业板单季暴涨50%，科创50飙升近49%，跻身全球涨幅冠军行 列。 国庆长假正好是复盘投资的好时机。此外不妨把眼光从K线里移开，看看几部关于投资与金融的纪录片，换一个角度思考财富与市场。 01 创业板指牛冠全球！ 亚洲股指包揽全球涨幅榜前14名 2025年三季度全球主要股指涨跌幅榜单出炉，A股包揽涨幅榜前三。 其中，创业板指三季度暴涨50.4%，牛冠全球；科创50指数以49.02%的季度涨幅位列第二，深证成指累涨29.25%位居第三。 恒生科技指数 (21.93%)、胡志明指数(20.33%)分列4、5名。沪深300指数以17.9%的季度涨幅位列第8，台湾加权指数(16.02%)、沪指(12.73%)、恒指(11.56%)依次 排在第11~12名。 亚洲股指包揽了涨幅榜前14名，其中A股占据5席，逼近半壁江山；港股占据2席，台股占1席。另外，越南股指占2席，泰国、印 尼、韩国、日本股指各占1席。 整个9月的A股，有点惊心动魄。 近一个月里，沪指五次 ...

朱玉莲指出，传统投研需花费大量时间手动提取数据、绘制图表，而iFinD终端融入AI后，通过自然语 言交互即可"一键调取数据"，AI可实时生成可视化图表，并支持动态调整维度，在确保严谨性的同时， 能让数据"活"起来。她强调，AI不是替代投研人员，而是让他们从重复劳动中解放，聚焦核心决策。 近日，2025云栖大会"AI+金融创新专场"在杭州云栖小镇国际会展中心圆满落幕。作为全球云计算与AI 领域的"风向标"盛会，本届云栖大会以"云智一体・碳硅共生"为核心，而汇正财经主办的本场专场，则 聚焦"超脑时代，技术重构金融证券服务"，汇聚同花顺、每经科技、融量科技、恒生电子等跨界力量， 从投研工具革新、金融平权实践、内容生态重塑到量化服务升级，多维度解构AI如何推动金融证券行 业从"流程优化"向"模式革新"跨越，为行业贡献了一场兼具技术深度与实践温度的思想盛宴。 活动伊始，汇正财经执行总经理周荣圣发表开场致辞，直指行业核心矛盾：普通散户长期面临"专业服 务触达难"的困境；而金融行业高人力成本的特性，更让传统模式难以支撑普惠需求。周荣圣表示，AI 时代的到来，让"高效率规模化服务"成为可能——汇正希望让普通投资者也能平等享受 ...

9月13日，在2025年Inclusion·外滩大会期间，"AI驱动金融创新新范式"论坛活动顺利举行。该论坛由璞跃中国（Plug and Play China）主办，是科创项目 Global Tech Network（GTN）的年度系列活动。第一财经携手璞跃中国，推进"AI+千行百业"系列沙龙在金融行业的深度探讨，并参与到"InnoFuture 2025 璞 跃中国未来挑战赛·外围赛"的评审工作中。现场吸引了500多位科创爱好者齐聚，共同探讨AI如何重塑金融生态、为行业创新注入新动能。 "在'走出去'的进程中，中国企业即便已完成前期市场进入与技术对接，仍普遍面临融入当地生态的'最后一公里'挑战。伦敦发展促进署大中华区首席代表赵 冰冰指出，这一过程本质是缩短"信任距离"与"文化距离"。在伦敦这类多元市场，企业需主动调整节奏、建设包容环境，逐步从"外来竞争对手"转变为"生 态共建者"，实现合作共赢。 跨越"最后一公里"还需商业层面的系统支撑。上海科创银行副行长敖宇翔强调，金融创新须从初始阶段构建完整的商业闭环，避免陷入纯技术追逐或短期红 利，而应携手股权市场、持牌机构等生态伙伴，从金融本质出发，服务科技企业同时实 ...

Market Overview - The market has returned to previous highs, with the Hang Seng Index reaching a new high for the year, while the Hang Seng Tech Index has not yet surpassed its previous high [1] - Both Chinese and US markets are currently stable, awaiting significant trading events in the coming week [2] - The 10-year treasury yield at 1.8% has seen increased institutional buying, indicating ongoing liquidity pressure [1] Investment Strategy - The overall judgment of "stock market oscillation upward" continues, with a focus on marginal funds and pricing direction this week [1] - Three key investment directions are suggested: 1. Small-cap growth manufacturing sectors benefiting from easing policies (robotics, new energy, machinery) [1] 2. Cyclical sectors such as real estate and dividends [1] 3. Undervalued sectors like pharmaceuticals that continue to attract active funds [1] Hot Topics - Various ETFs are highlighted for different investment strategies, including: - High-tech ETFs focused on artificial intelligence and innovation [2] - Financial technology ETFs and brokerage ETFs as part of a bull market strategy [2] - ETFs related to food and internet sectors for recovery plays [2] - The market's structural expectations are anticipated to clarify during the upcoming trading week [2] Global Context - The upcoming Federal Reserve meeting and new rounds of negotiations between China and the US are key global focus points [2] - There is a notable contrast between global easing expectations and domestic liquidity conditions [2]

不唯规模论，已经成为整个银行业的共识。更多银行开始在差异化竞争、精细化管理、科技赋能等方面 积极布局，推动实现真正具有可持续性的内涵式增长。 作为城商行的"佼佼者"，北京银行就是其中的典型案例，其近年来顺应趋势聚焦业务差异化与特色化发 展，其经营模式正从规模扩张转向质量红利。 当前，净息差收窄成为银行业共性压力，资产投放增长乏力与信用成本上升不断挤压盈利空间，传统规 模扩张模式难以为继。 面对行业困局，各行加速从规模扩张向质量效益转型。随着中报的密集披露，各大银行更是明确释放出 这一信号。比如，8月28日，在中信银行2025年半年度业绩发布会上，中信银行行长芦苇明确表示："我 们已经摒弃了规模情结，更专注于效益和质量并重的增长。"稍早时，建设银行2024年度股东大会上董 事长张金良也强调："建行正加快摒弃'规模情结'"。 行业变革浪潮中的北京银行 银行作为经济体系的重要组成部分，坚持稳健经营至关重要。这不仅关系到银行自身的生存与发展，还 对整个经济和社会的稳定产生深远影响。 日前，国家金融监督管理总局发布的《2025年二季度银行业保险业主要监管指标数据情况》显示，银行 业保持稳健运行良好态势，不良贷款率、拨备 ...

Core Viewpoint - The discussion around AI's impact on human jobs is prevalent, with experts advocating for collaboration between humans and AI rather than replacement [1] Group 1: AI in Finance - The financial industry is identified as a key area for AI technology to unlock value and achieve breakthrough applications due to its data-intensive and diverse scenarios [1] - AI is gradually penetrating various aspects of the financial sector, such as payment services, with companies like Alipay launching AI payment services [2] - Financial institutions are shifting their focus from "whether to adopt AI" to "how to implement AI" effectively [3] Group 2: Human-AI Relationship - AI is viewed as a tool to enhance human productivity rather than replace human labor, emphasizing the importance of building an ecosystem for AI integration in finance [3][4] - Collaboration between industry professionals and AI is crucial, with a focus on combining technical insights with business acumen for effective execution [4] - The relationship between humans and AI is still evolving, with AI currently serving as a smart work partner rather than a fully autonomous entity [5] Group 3: Challenges and Considerations - The application of AI in finance faces challenges, including regulatory compliance and the need for high-quality data to support AI initiatives [6][7] - Concerns about AI's limitations, such as the "black box" issue and potential inaccuracies, must be addressed to ensure safe and effective implementation [6] - Financial institutions are encouraged to adopt a balanced approach, integrating both aggressive innovation and cautious iteration in their AI strategies [7]

北京市房山区副区长陈仲秋表示，"AI+金融"创新实验室是多方共赢合作，发挥各自优势，推进产学研用一体化落地的努力探索。实验室将 与良乡大学城的科教资源，与房山区的产业基础、区域发展战略规划同频共振。以服务实体经济为根本目标，以人工智能为战略驱动，以 金融创新为路径，以防范系统性风险为底线，最终实现金融业与科技创新、产业创新的良性互动和高效协同发展，必将为区域新质生产力 的培育和经济高质量发展注入强劲动能。 北京中关村学院作为国家级高等教育科研机构，专注于人工智能与交叉学科领域的教育教学与科研创新；中关村人工智能研究院致力于面 向未来、具有产业价值和颠覆意义的人工智能与交叉学科领域的科学探索，推动创新成果产业化落地。 北京基金小镇以新发展理念为引领，打造国家级基金业专业服务平台，开展国家级基金业服务标准化、国家级投资者教育基地建设，迄今 服务基金及相关产业链机构累计超2780家，是中国最具创新力、最具影响力的基金业集聚区，为创新金融服务提供丰富的应用场景和产业 支撑，持续服务实体经济。 聚焦四大模式，推动产学研用深度融合 "AI+金融"创新实验室将开创人工智能与金融深度融合发展的四大新模式：联合培养高层次交叉人 ...

Group 1 - The 2025 China International Service Trade Fair was held in Beijing from September 10 to 14, showcasing the latest achievements in the integration of finance and artificial intelligence by several banks [1] - Industrial and Commercial Bank of China (ICBC) and Beijing Housing Provident Fund Management Center launched an upgraded "Digital AI Customer Service" that allows users to complete identity verification and queries easily, enhancing user experience in housing consumption scenarios [1] - Beijing Bank introduced two new products: the "AI+" service plan aimed at providing financial support across the AI industry chain, and the Beiyin Jinke Xuanji Data Agent product, which enhances decision-making and financial service efficiency through multi-modal interactions [1] Group 2 - KPMG China released a report highlighting that enterprise AI value creation involves three stages: empowerment, integration, and evolution, requiring simultaneous enhancement of foundational, functional, and enterprise-level AI capabilities [2] - The report indicates a coexistence of ecological integration and differentiated applications in AI deployment across various industries, with a focus on high-quality data supply and digital infrastructure [2] - In the financial sector, AI applications should prioritize the comprehensive use of existing information to optimize decision-making, improve business process efficiency, and strengthen risk management rather than directly creating customer-facing tools [2]