Core Insights - The 2025 Tsinghua Wudaokou Global Financial Forum was held in Shenzhen, gathering nearly a hundred high-level political and economic leaders and experts to explore new paths for global economic and financial development [1] Group 1: Financial Empowerment of Technology Innovation - The theme of the forum was "Financial Empowerment of Technology Innovation and Development," where discussions focused on how financial institutions can better assist technology innovation enterprises in risk avoidance and service enhancement [1][3] - Jia Yanjing, General Manager of Financial One Account Bank Division and Secretary-General of the Small and Medium Banks Alliance, shared insights based on Ping An Group's practices, highlighting that Ping An is a representative of financial institutions serving small and medium-sized technology innovation enterprises [4] Group 2: Challenges Faced by Technology Innovation Enterprises - Three common pain points for technology innovation enterprises were identified: 1. Fear of risk leading to reluctance in purchasing insurance, especially for companies with high-end equipment [4] 2. Uncertainty in research and innovation, characterized by long time spans and low success rates [4] 3. Incomplete multi-dimensional credit system construction, requiring both self-credit enhancement and support from upstream and downstream credit [4] Group 3: Strategies for Financial Institutions - A three-pronged strategy framework for financial institutions to serve technology innovation enterprises was proposed, including: 1. Intelligent real-time risk control 2. Data value reconstruction 3. Patent valuation [4] - The effective accumulation of data assets is crucial for financial institutions' risk management, with Ping An having built nine major databases, including three financial databases and five medical databases, containing 30 trillion bytes of data [4] Group 4: Supporting National Strategies - Financial institutions are encouraged to align closely with national strategies for building a financial and technological powerhouse, leveraging comprehensive finance and technological innovation to support the transition from "Made in China" to "Created in China" [5] - Ping An Group actively practices technology finance, digital finance, and inclusive finance, providing solutions to empower the digital transformation of domestic and international small and medium financial institutions [5]