近日，上海永茂泰汽车科技股份有限公司与交通银行签订《保证合同》，为全资子公司上海永茂泰汽车 零部件有限公司在该行的授信业务提供最高额保证担保，最高债权额3500万元，担保期限至全部主合同 项下最后到期主债务履行期限届满之日后三年，无反担保。该担保履行了内部决策程序。截至2025年9 月22日，公司对上海零部件担保余额61,976万元，公司及子公司担保余额总计122,661万元，占2024年末 合并报表经审计净资产的58.40%，且均无逾期情况。此次担保是为满足子公司日常经营流动资金需 要，风险相对可控。 ...

Summary of Key Points Core Viewpoint - Jiangshan Oupai Door Industry Co., Ltd. has provided guarantees for its wholly-owned subsidiaries, Huamujian Company and Oupai Decoration Company, to secure loans from Industrial and Commercial Bank of China Jiangshan Branch, with a total guarantee amounting to RMB 8,030 million over a five-year period [2][9]. Group 1: Guarantee Details - The maximum guarantee amount for Huamujian Company is RMB 47.3 million, while for Oupai Decoration Company, it is RMB 33 million [2][8]. - Prior to this guarantee, the company had already provided a total of RMB 147.3 million in guarantees for Huamujian Company and RMB 113 million for Oupai Decoration Company [3]. - After this guarantee, the cumulative guarantee for Huamujian Company will be RMB 194.6 million, and for Oupai Decoration Company, it will be RMB 146 million [3]. Group 2: Internal Decision-Making Process - The company’s board of directors approved the guarantee and credit application for the subsidiaries during meetings held on April 28, 2025, and May 21, 2025 [4][16]. - The total credit guarantee limit approved for the subsidiaries is up to RMB 300 million, with a specific limit of RMB 40 million for each subsidiary [4]. Group 3: Necessity and Reasonableness of the Guarantee - The guarantee is deemed necessary for the subsidiaries' daily operations and working capital needs, aligning with the overall development strategy of the company [14][16]. - The board believes that the company has sufficient understanding and control over the subsidiaries' operational and financial conditions, making the guarantee risk manageable [14][16]. Group 4: Cumulative Guarantee and Compliance - As of the announcement date, the total external guarantees provided by the company and its subsidiaries amount to RMB 748.6 million, which represents 57.04% of the company's latest audited net assets [16]. - The company has not provided guarantees to controlling shareholders or related parties, ensuring compliance with regulations [16].