Core Viewpoint - The article highlights ongoing consumer complaints regarding misleading sales practices in the automotive safety pooling market, where companies are selling services that are not actual insurance, leading to significant consumer rights violations [1][2][3]. Group 1: Consumer Complaints and Misleading Practices - Multiple consumers have reported being misled into purchasing automotive safety pooling services, believing they were buying legitimate insurance [3][4]. - Sales personnel often use deceptive tactics, such as impersonating legitimate insurance companies and mixing genuine insurance products with pooling services, causing confusion among consumers [7][8]. - Complaints have been filed against companies like Zhong'an Yixing and Taibao Cailian, with significant numbers of unresolved claims and unfair contract terms reported [11][13]. Group 2: Regulatory Environment and Warnings - In July 2023, several government departments issued regulations prohibiting institutions from offering traffic safety pooling services to unspecified vehicles, emphasizing that these services are not insurance and carry multiple risks [2][14]. - The Chengdu Consumer Rights Protection Committee and the Sichuan Insurance Industry Association have issued warnings to consumers about the risks associated with automotive safety pooling companies, which lack proper regulatory oversight [13][14]. Group 3: Company Background and Operations - Zhong'an Yixing and Taibao Cailian are identified as small companies with similar registration details and management, raising concerns about their legitimacy and operational practices [5][6]. - The pooling service model involves collecting consumer funds into a pool for compensation in case of accidents, but this model lacks the regulatory framework and financial security of traditional insurance [6][13].