Core Insights - Li Bo has over 20 years of experience in the financial industry and has a deep understanding of the strategic and business layout of JD Group [2] - JD Group has successfully restructured its consumer finance business, now named Tianjin JD Consumer Finance Co., Ltd., after acquiring a controlling stake in the former Jiexin Consumer Finance Co., Ltd. [2][3] Group 1 - Li Bo joined JD in 2021 as the head of the financial technology group, succeeding Xu Ling, and reports to JD Technology CEO Li Yawen [2] - JD Group's consumer finance license acquisition allows it to leverage the offline channel resources of the former Jiexin Consumer Finance, enhancing its market competitiveness [3] - The restructuring involved a capital reduction of Jiexin Consumer Finance from 7 billion to 5 billion yuan and a change in its shareholding structure [2][3] Group 2 - The current shareholding structure of JD Consumer Finance includes Guangzhou Jingdong Trading Co., Ltd. as the largest shareholder with 50%, followed by Wangyin Online (Beijing) Business Service Co., Ltd. with 15% [3] - The restructuring and renaming of the consumer finance company were officially announced across all customer channels, including the official app and WeChat mini-programs [2][3] - JD's long-standing efforts in the consumer finance sector are now bolstered by the successful acquisition of the consumer finance license [3]