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生育保险待遇提高
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本月起,我市生育保险待遇提高标准 住院分娩范围内费用“零”自付
Zhen Jiang Ri Bao· 2025-07-18 22:18
Core Points - The city has increased maternity insurance benefits, providing more support for building a family-friendly society [1][2] - The new policy allows for significant reimbursement for childbirth expenses, enhancing the financial support for families [1][3] Group 1: Policy Changes - The maternity insurance benefits for insured individuals have been improved, transitioning from a fixed reimbursement system to a percentage-based payment system based on the level of medical institutions [2] - For hospital deliveries, the reimbursement rates are now set at 80% for tertiary hospitals and 100% for secondary and lower-level hospitals [2] Group 2: Financial Impact - The previous fixed reimbursement for childbirth ranged from 2,700 to 5,400 yuan, while the new policy allows for reimbursement of 80% of eligible expenses, significantly reducing out-of-pocket costs for families [2] - For urban residents, prenatal check-up reimbursements have increased to 50% of eligible costs, with a maximum annual limit of 1,000 yuan [2] Group 3: Coverage Expansion - The policy now includes flexible employment workers, retired employees, unemployed spouses, and eligible unemployment insurance recipients, broadening the scope of beneficiaries [3] - The financial assistance for childbirth is provided without the need for personal application, streamlining access to benefits for families [3]