Core Viewpoint - The China Postal Savings Bank Hunan Branch aims to become a leader in green finance by establishing a measurable, traceable, and incentivized green financial system to support green development in Hunan province [1][2]. Group 1: Green Financial System Development - The bank has established a Green Finance Committee to allocate resources effectively [1]. - It has pioneered systematic carbon accounting for enterprises in the province, completing carbon emission assessments for 867 companies [1]. - The bank introduced "carbon reduction-linked loans," which tie interest rates to the effectiveness of emission reductions, shifting from a "green requirement" to a "green incentive" [1]. Group 2: Carbon Financialization Initiatives - The bank has launched personal carbon accounts and deepened enterprise carbon accounting, which helps reshape its service logic by incorporating carbon performance into risk control, transitioning to a "green transformation partner" service model, and creating actual value from green behaviors [2]. - An example of this is the "sustainable development-linked loans," which not only optimize asset structure by binding to high-quality green clients but also incentivize companies to reduce emissions through market mechanisms [2]. Group 3: Future Directions - The bank plans to focus on key areas such as green manufacturing and clean energy, leveraging urban-rural dual driving advantages to integrate green finance with inclusive finance [2]. - The goal is to develop a replicable "Postal Savings Bank Hunan Model" and position itself as a value discoverer, resource integrator, and steadfast partner in Hunan's green economic development [2].