移动支付已成为我们生活中不可或缺的便捷支付方式，但随之也带来了支付密码的安全隐患问题。不法分子利用各种手段破解支付密码，给用户带来不小的 经济损失。 近日，烟台公安网安部门破获一起因支付密码过于简单而导致支付账号被盗刷案件。 案件经过 近日，烟台公安网安部门连续接到多名群众报警称其网上支付平台账号被人盗刷近万元。 经过分析研判，成功抓获以张某某、王某某等人为首的犯罪嫌疑人15名。 经查，该犯罪团伙非法获取用户网上支付平台账号和个人身份信息，利用用户网上支付平台支付密码简单的漏洞，多次破解用户支付平台支付密码，盗刷账 户内资金。 目前，张某某、王某某等人已被依法采取刑事强制措施，案件正在进一步侦办中。 法律条款 《中华人民共和国刑法》第二百五十三条之一： 违反国家有关规定，向他人出售或者提供公民个人信息，情节严重的，处三年以下有期徒刑或者拘役，并处或者单处罚金；情节特别严重的，处三年以上七 年以下有期徒刑，并处罚金。 违反国家有关规定，将在履行职责或者提供服务过程中获得的公民个人信息，出售或者提供给他人的，依照前款的规定从重处罚。 窃取或者以其他方法非法获取公民个人信息的，依照第一款的规定处罚。 警方提醒 1 ...

Core Viewpoint - The rise of "no-password payment" has led to unintended purchases, particularly among elderly consumers, highlighting the need for better consumer education and regulatory oversight [1][2]. Group 1: Issues with No-Password Payment - Elderly consumers have faced issues with "no-password payment," leading to accidental purchases that cannot be refunded, as seen in a recent incident involving the purchase of hundreds of chicks [1]. - The lack of awareness and caution among users, especially the elderly, has resulted in frequent financial losses due to the unintentional activation of "no-password payment" features [1]. - The payment process lacks clear responsibility and guidance, with the activation button for "no-password payment" being prominently displayed while the cancellation option is less visible [1]. Group 2: Recommendations for Improvement - Platforms must comply with legal regulations by clearly informing consumers about the conditions, risks, and cancellation methods associated with "no-password payment" [2]. - Consumers should carefully read user agreements before activating "no-password payment" and remain vigilant about their transaction notifications to identify any unauthorized charges [2]. - Regulatory bodies are encouraged to refine laws and regulations, urging technology companies to address security vulnerabilities and enhance oversight of payment platforms [2].