Group 1 - The core viewpoint of the news is the establishment and promotion of a special loan model in Fujian Province aimed at stabilizing and expanding employment, providing strong financial support for high-quality and full employment [1] - The special loan is targeted at small and micro enterprises, small business owners, and individual businesses, with specific eligibility criteria outlined for applicants [1] - Eligible applicants must have a legal business entity, have been operating for at least 6 months, employ no less than 10 people, and meet certain employment stability conditions [1] Group 2 - The loan requirements specify a credit limit of up to 30 million yuan for enterprises and 10 million yuan for individuals, with potential increases for businesses that do not lay off employees [2] - The interest rate for the special loans will not exceed the most recent published loan market quotation rate for the same term, and banks are encouraged to reduce collateral requirements based on business data [2] - Participating banks include state-owned commercial banks, China Postal Savings Bank, and local banks within Fujian Province, allowing eligible enterprises to apply for the special loans through local banks [2]