Core Viewpoint - The court ruling indicates that the lending relationship claimed by the plaintiff, Deng, against the online lending platform Jiufu Puhui lacks legal basis, as the relationship is classified as a mediation contract rather than a direct lending relationship [1][2]. Group 1: Legal Relationship - The Hubei Intermediate Court determined that there was no mutual agreement for a private lending contract between Deng and Jiufu Puhui, and that Deng did not actually lend money to Jiufu Puhui [2]. - Jiufu Puhui is recognized as a mediation service provider, facilitating loan information rather than acting as a lender, thus establishing a mediation contract relationship with Deng [2]. Group 2: Court Ruling and Responsibilities - The court ruled that Jiufu Puhui is not liable for repayment obligations, as the relationship with Deng is not a private lending relationship but a mediation contract [2]. - The actual borrowers who received the funds are the ones responsible for repayment, and lenders must pursue the actual debtors in court to recover funds [3].