Core Viewpoint - The article highlights a successful intervention by law enforcement in Ningbo to prevent a significant financial scam involving a 1,050-gram gold purchase worth 830,000 yuan, showcasing the importance of vigilance against fraud [1][3]. Group 1: Incident Overview - A woman, referred to as Zhang, attempted to purchase 1,050 grams of gold for her daughter's engagement, raising suspicions among bank staff due to the large amount involved [1]. - Bank staff, trained in fraud prevention, engaged Zhang in conversation while discreetly alerting the police, leading to a rapid response from law enforcement [3][4]. Group 2: Fraud Prevention Measures - The Ningbo police quickly locked Zhang's bank account to prevent any potential loss of funds and dispatched officers to intervene directly [3]. - Upon investigation, it was revealed that Zhang had been targeted multiple times by scammers, indicating a pattern of repeated attempts to defraud her [4]. Group 3: Victim's Realization - After being shown real case videos and detailed explanations of the scam tactics, Zhang finally recognized that she had been misled by a fraudulent investment scheme linked to a fake medical device platform [5]. - The police assisted in removing suspicious applications from her phone and emphasized the importance of avoiding unverified software and responding to official calls [5].

Core Viewpoint - The article highlights the increasing prevalence of telecom network fraud, particularly focusing on fraudulent investment schemes that pose significant threats to the financial security of consumers [1] Summary by Categories Types of Fraudulent Investment Schemes - **Fake Platform Type**: Fraudsters create counterfeit platforms that mimic legitimate financial institutions, often distributing them through unofficial channels. These platforms allow fraudsters to access personal information and manipulate data to show false investment returns [2] - **Expert Insider Type**: Scammers use social media to lure investors into groups where they impersonate investment experts, sharing fabricated success stories to gain trust and encourage investments in fake platforms [3] - **Image-Based Friendship Type**: Scammers build relationships on social media by presenting themselves as affluent individuals, eventually persuading investors to operate on fraudulent platforms under the guise of insider knowledge [4] - **Guaranteed High Returns Type**: This common scheme involves fraudsters promoting various legitimate investment concepts while promising unrealistic returns, such as annual yields exceeding 20%, to entice investors [5] - **Small Rebate Type**: Initially, fraudsters provide small profits to investors to build trust, then manipulate the situation to encourage further investments before ultimately preventing withdrawals and absconding with funds [6] Recommendations for Investors - Investors are advised to remain vigilant against potential scams, particularly those involving attractive personas on social media, and to avoid transferring funds to unknown accounts without verification [7] - It is crucial for investors to protect their personal information and refrain from engaging with untrustworthy platforms [8]

在数字化时代的大环境下，虚假投资理财类诈骗手段不断更新迭代、花样翻新，致使为数不少的人群容易 在毫无防备之际，遭受程度各异的财产损失。 伴随着数字人民币红包、支付基础设施的完善以及普及活动的深入，民众对数字人民币的使用热情日益升温。 然而，无处不在的诈骗分子利用民众对数字人民币的关注，打着数字人民币的旗号，制作仿冒的应用程序 （APP）进行诈骗活动。这些仿冒APP可能会诱导用户输入个人信息、交易密码等敏感信息，从而窃取用户的 资金和个人信息。 近日，"兰州公安"微信公众平台披露了一则冒充银行工作人员，打着数字人民币的名号，通过伪造交易平台实 施诈骗的真实案例。 冒充银行员工诱导充值 据"兰州公安"微信公众平台披露，3月20日，西固区王某刷抖音时与陌生女性私信交流，受其诱导下载"方 信"APP。对方冒充伪装成中国银行员工，以"协助购买数字人民币获利"为幌子，先让王某操作虚假香港交易 所账户，又以小额提现成功引诱其不断充值。 在王某累计充值后，平台以"账户升级需缴纳4万元保证金"为由拒绝支付，对方假意分担2万元诱导王某继续出 钱，王某察觉有异后报警，目前被骗金额尚在核查中。 据了解，当下有相当多的诈骗分子把目光投 ...