Core Viewpoint - China Merchants Bank (招商银行) announced adjustments to its retail gold account business in response to regulatory requirements and market changes, effective February 2, 2026 [1] Group 1: Business Adjustments - The minimum subscription amount for both the gold account's current and fixed investment plans will be adjusted to 1,200 yuan [1] - Existing fixed investment plans will remain unaffected by this adjustment [1] - New investment plans must comply with the updated minimum subscription requirement [1] Group 2: Market Monitoring and Risk Awareness - The bank will continue to monitor fluctuations in the gold market and may adjust the minimum subscription amount accordingly [1] - Customers are advised to enhance their risk awareness regarding precious metals investments and to consider their financial situation, risk tolerance, and investment experience [1] - Recommendations include rational investment activities, reasonable position control, and diversification to avoid concentrated investments in precious metals [1]