Core Viewpoint - The article discusses the implementation of a new policy in Liaoning Province that allows employers to enroll workers over the legal retirement age in workers' compensation insurance, effective from May 1, 2025. This policy aims to protect the rights of older workers while mitigating the workers' compensation risks for employers [5]. Group 1: Eligibility for Participation - Various types of employers, including enterprises, government agencies, social organizations, and individual businesses with employees, can participate in the insurance program. However, certain sectors like domestic service, internet platforms, and express delivery services are excluded for now [7]. - Workers eligible for participation include those over the legal retirement age but under 70, vocational school students, and unemployed youth under 24 who are in internships. Employers must ensure that employees who should legally participate in social insurance are not switched to this program [9][10]. Group 2: Insurance Registration and Payment - Employers must accurately report the labor remuneration of specific workers, with the monthly payment base adhering to the annual limits set for workers' compensation insurance. For those without remuneration, the minimum payment base applies [10]. - Employers are required to submit various documents to local social security departments for registration, including labor contracts and application forms. After registration, payments can be made through multiple channels [12][13]. Group 3: Payment Deadlines and Insurance Activation - The payment period for the insurance fees for May and June 2025 has been extended to June 30, 2025, allowing employers to make late payments without penalties. However, workers must ensure timely registration and payment to avoid issues [16]. - The insurance relationship becomes effective the day after the payment is made, emphasizing the importance of timely payments to avoid delays in coverage [18]. Group 4: Insurance Benefits and Standards - Benefits for older workers injured on the job include disability allowances, with provisions for supplementing basic pension benefits if they are lower than the disability payments. However, one-time medical and employment assistance payments are not applicable [22][25]. - The article outlines that the recognition and assessment of work-related injuries for older workers will follow existing regulations, and employers must cooperate with relevant authorities [26][28]. Group 5: Recommendations for Employers - Employers are encouraged to purchase supplementary insurance for older workers and to establish clear agreements regarding job roles, remuneration, and safety protections to clarify rights and responsibilities [30]. - Staying updated on policy changes is crucial for employers to adjust their insurance strategies and ensure compliance with evolving regulations [30].