Core Viewpoint - Agricultural Bank of China Guangdong Branch is actively supporting the development of the fruit industry in Lingnan, particularly focusing on the promotion of unique local fruits like the seedless yellow skin fruit and grapes, through innovative financial products and services [4][6][50]. Group 1: Financial Support and Impact - The Agricultural Bank of China Guangdong Branch has supported 157 key clients in the fruit industry with a loan balance of 523 million yuan, and has issued loans totaling 710 million yuan to 8,157 fruit growers this year [5][6]. - The bank's financial services are aimed at enhancing the production of Lingnan's unique fruits, contributing to the "Hundred Million Thousand Project" in Guangdong [7]. - The bank has provided 60 million yuan in loans to the yellow skin fruit industry, supporting nearly 60 households and enterprises, thereby ensuring financial backing for production expansion and technological upgrades [51][54]. Group 2: Industry Development and Economic Growth - The seedless yellow skin fruit, produced in Yunfu Yunan, is recognized as a national geographical indication product, with plans to create an industry with a comprehensive output value exceeding 10 billion yuan [10][12]. - The price of the seedless yellow skin fruit has increased from 5 yuan per jin last year to 9 yuan per jin this year, benefiting 48,500 farmers [15][16]. - The total planting area for seedless yellow skin fruit in Yunan has reached 197,000 mu, accounting for three-quarters of the global production, with an expected total output of approximately 140,000 tons and an industry value exceeding 8 billion yuan [24][28][29]. Group 3: Case Studies of Financial Assistance - A food company in Yunan faced funding issues for raw material procurement and equipment upgrades, but received 9.4 million yuan in "Mortgage e-loan" from the bank, resolving its urgent production needs [40][42]. - A grape grower in Huizhou, known for her successful vineyard, received 200,000 yuan in "Huinong e-loan" without collateral, allowing her to expand her operations into a "fruit garden + farm" model [69][70]. - Nearly 600 fruit farmers in Huizhou have received financial support from the bank, with loans exceeding 150 million yuan, facilitating the transformation of farms into tourist attractions and enhancing the "picking economy" [73][74].