Group 1 - The core viewpoint of the report indicates that Daitong Insurance Service Company assisted clients in handling 48,000 claims in 2024, involving a total compensation amount of 521 million yuan, benefiting 37,300 clients [1] - Critical illness insurance claims accounted for 58.50% of the total compensation expenditure, maintaining the highest proportion [1] - The average claim amount for critical illness cases handled by Daitong was approximately 140,000 yuan, while the industry median claim amount was around 120,000 yuan [1] Group 2 - Research from medical institutions indicates that the rehabilitation costs for critical illnesses typically range from 100,000 to 500,000 yuan, suggesting that the current critical illness insurance coverage for most families needs to be improved [1] - Among the insured individuals who experienced critical illnesses, the age group of 41 to 60 years accounted for the highest proportion of claims at 49.11%, followed by the 30 to 40 years age group, indicating a trend of younger individuals facing critical illnesses [1]