Core Insights - Postal Savings Bank of China is leveraging its "grain industry loan" to support rice procurement, providing high limits, low interest rates, and excellent service to enhance liquidity for rice purchasing entities [1][2] - The bank has issued loans up to 3 million yuan per entity, significantly aiding various cooperatives and small processing enterprises in securing funds for rice acquisition [1] - The bank's efforts have resulted in a total loan issuance of 30 million yuan, facilitating the procurement of over 20 million jin (10 million kg) of rice [2] Group 1 - The bank's "grain industry loan" has a maximum limit of 3 million yuan, allowing purchasing entities to confidently acquire high-quality rice [1] - Interest savings from the loans can lead to increased rice procurement, with one borrower noting a savings of over 10,000 yuan in interest, enabling the purchase of an additional 1,000 jin (500 kg) of rice [1] - The bank has simplified the loan approval process, allowing funds to be disbursed within two days, which is crucial during the peak rice procurement season [2] Group 2 - The bank has already provided loans to 13 cooperatives and processing enterprises, resulting in over 300,000 yuan in interest savings, which are reinvested into upgrading equipment and increasing purchase prices for farmers [1] - Future plans include extending services to the rice processing and sales sectors, aiming to optimize loan services and enhance the entire industry chain [2]