Group 1 - The Federal Reserve member Lisa Cook has stated she will not resign due to social media allegations and is currently organizing accurate information to respond to reasonable questions regarding her financial history [1] - Bill Pulte, the Director of the Federal Housing Finance Agency, has accused Cook of potentially committing mortgage fraud by falsifying bank documents and property records to obtain favorable loan terms, which could constitute a criminal offense [1] - The situation escalated after Pulte's letter to the Attorney General was disclosed, emphasizing that Cook's actions might violate mortgage fraud provisions in the criminal code [1] Group 2 - Former Deputy General Counsel of the Department of Housing and Urban Development, Ben Klubes, noted that it is unusual for the Federal Housing Finance Agency to conduct such detailed reviews of personal consumer loans, especially with multiple Democratic officials being investigated simultaneously [2] - Senator Elizabeth Warren criticized the use of federal agencies as political tools to remove independent officials, suggesting that the true intent is to intimidate the Federal Reserve system and divert attention from failed economic policies [2] - The ongoing conflict surrounding financial regulation and political interference is becoming a new focal point in American politics [2]