Key insight: Federal Deposit Insurance Corp. officials wound down Chicago-based Metropolitan Capital Bank & Trust Friday, brokering a sale of most of the bank's assets to Detroit-based First Independence Bank.Supporting data: The failure is the first of 2026, and is estimated to cost the FDIC's Deposit Insurance Fund $19.7 million, according to the agency. Metropolitan reported $43 million in liabilities against advances from the Federal Home Loan Bank system in the third quarter of 2025.Forward look: The s ...