Core Insights - Tianjin Bank has established a Digital Finance Committee under its board to enhance its capabilities in digital finance and technology-driven banking [1][2] - The committee aims to strengthen the bank's research and technology foundations, positioning it to create a new digital finance track [1][2] Group 1: Digital Finance Committee Formation - The Digital Finance Committee is the first of its kind among small and medium-sized banks, reflecting Tianjin Bank's commitment to modernizing its operations [1] - The committee is led by high-level talents with information technology backgrounds and includes renowned experts from various institutions [1] Group 2: Strategic Focus Areas - The committee discussed key topics such as the re-intermediation of banks driven by technology, the application of information technology in finance, and infrastructure development plans for Tianjin Bank [2] - Emphasis was placed on the strategic role of research and technology in the bank's development, aiming to create a new financial service ecosystem [2] Group 3: Challenges and Opportunities - Small and medium-sized banks face increasing pressure to adapt in a low-interest and intelligent era, with some at risk of extinction [2] - Tianjin Bank's strategy focuses on enhancing its core competitive capabilities through research and technology, aiming for a rebirth in the digital finance landscape [2]