Core Viewpoint - ANZ has announced a significant impact on its second-half earnings, projecting a hit of A$1.11 billion ($721.28 million) after tax due to one-off charges related to restructuring and other matters [1] Financial Impact - The projected earnings hit of A$1.11 billion ($721.28 million) indicates a substantial financial burden for ANZ in the upcoming reporting period [1] Restructuring Charges - The one-off charges are primarily associated with restructuring efforts, highlighting the company's ongoing adjustments to its operational strategy [1]