Core Viewpoint - The article highlights the collaborative efforts between government and financial institutions to support the development of the seedless yellow skin fruit industry in Guangdong's Yunan County, emphasizing the importance of financial innovation and tailored services to boost this agricultural sector [1][5]. Group 1: Government and Financial Collaboration - The People's Bank of China in Yunfu has initiated a framework for cooperation between government and banks to channel financial resources towards the seedless yellow skin fruit industry, providing targeted support to key enterprises and agricultural parks [2]. - Postal Savings Bank of China in Yunfu signed a strategic cooperation agreement with the Yunan County government to create a comprehensive financial service list covering the entire industry chain from planting to processing [2]. - Agricultural Bank of China in Yunfu has innovated a "Party Building + Financial Services + Grassroots" model, establishing rural revitalization financial service stations to improve the rural credit environment [2]. Group 2: Financial Support and Loan Distribution - As of September 2025, financial institutions in the Yunfu area have issued loans totaling 192 million yuan to 86 operating entities in the seedless yellow skin fruit industry, marking a 265% year-on-year increase [2]. - Industrial and Commercial Bank of China in Yunfu has implemented a financing service mechanism that connects banks, parks, and enterprises, facilitating quick loan approvals for companies facing liquidity shortages [3]. - Yunfu Rural Commercial Bank has explored a cooperative development model that links leading agricultural enterprises with cooperatives and farmers, providing 23.11 million yuan in loans to 33 farmers through three leading processing enterprises [3]. Group 3: Tailored Financial Products - The People's Bank of China in Yunfu has guided local banks to develop 11 financial products specifically designed for the seedless yellow skin fruit industry, addressing diverse financing needs [4]. - Postal Savings Bank of China in Yunfu has customized credit financing solutions for farmers, such as the "Agricultural Guarantee Loan," which does not require traditional collateral [4]. - Industrial and Commercial Bank of China in Yunfu has introduced products like "Yue Nong e-loan" and "Planting e-loan" to meet the working capital needs of farmers, while Agricultural Bank of China has launched loans to support production capacity expansion for processing enterprises [4].