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青岛银行济宁分行:“链”上发力,精准滴灌机械制造产业
Qi Lu Wan Bao· 2025-12-09 05:57
Core Viewpoint - The Qingdao Bank Jining Branch is actively enhancing financial support for the mechanical manufacturing industry in Jining through a structured financial empowerment initiative, aiming to inject strong financial momentum into the local industrial economy [1][7]. Group 1: Mechanism and Structure - The Qingdao Bank Jining Branch has established a leadership group to coordinate resources across various departments, creating a comprehensive service system for the mechanical manufacturing sector [2]. - A pre-approval mechanism for loans has been implemented to improve service efficiency, significantly reducing approval times for manufacturing enterprises [2]. - The bank has incorporated metrics such as loan volume and the number of serviced enterprises into performance evaluations to encourage staff engagement in financial services [2]. Group 2: Government and Enterprise Collaboration - The bank is deepening collaboration with government and industry associations to broaden service channels and better understand the financing needs of local technology manufacturing enterprises [3]. - Innovative cooperation models between the bank and government entities have been developed to lower financing thresholds and costs for enterprises [3]. Group 3: Financial Product Innovation - The Qingdao Bank Jining Branch has launched specialized financial products like "Kechuang Fast Loan" and "Kechuang Easy Loan" to meet the diverse financing needs of different manufacturing enterprises [4]. - "Kechuang Fast Loan" supports technology transformation for innovative enterprises using a comprehensive credit evaluation system, while "Kechuang Easy Loan" targets small and micro technology enterprises with simplified application processes [4]. Group 4: Personalized Service - A specialized financial service team has been formed to provide tailored financial solutions to manufacturing enterprises, ensuring a deep understanding of their operational and financial situations [5]. - The bank successfully provided a customized financing solution of 50 million yuan to a fluid control enterprise, addressing its cash flow challenges and supporting its supply chain [5][6]. Group 5: Service Outcomes - As of the end of Q3 2025, the bank's loans to the manufacturing sector reached nearly 500 million yuan, with funds directed towards emerging industries such as high-end equipment manufacturing and new materials [7]. - The financial services align with Jining's strategic focus on industrial economic growth and innovation, contributing to the city's ambitious economic goals [7].