Core Insights - A significant shift in insurance policies for the trucking industry is anticipated due to the enforcement of new non-domiciled commercial driver's license (CDL) regulations, leading insurance companies to mitigate potential liability exposure [1][2] Industry Implications - Insurance carriers are expected to implement policy changes within the next year that will explicitly prevent the hiring of drivers with non-domiciled CDLs, driven by concerns over potential "nuclear verdicts" in accident cases involving these drivers [2] - The enforcement of non-domiciled CDL regulations may lead to increased legal scrutiny and liability for freight brokerages that utilize motor carriers known to hire non-domiciled CDL holders, as plaintiffs' attorneys may target both brokers and carriers in lawsuits [3] Insurance Provider Responses - Several carriers have reported heightened scrutiny from their insurance providers during renewal processes, with demands for verification of driver domiciles matching their CDLs, clean Motor Vehicle Records (MVRs), and accurate address information on payment documentation [4]