Core Viewpoint - Illegal fundraising is spreading through a new model of "online disguise + offline realization," which is more concealed and deceptive, necessitating the establishment of a comprehensive prevention and control system to protect the public's finances [1] Group 1: Current Situation and Challenges - Since 2025, the Linyi Public Security Bureau has cracked over 1,200 illegal fundraising cases, recovering more than 240 million yuan for the public [3] - Illegal fundraising is evolving rapidly, using labels like "digital auction" and "film crowdfunding" to spread via social media, while also infiltrating offline through activities like lectures and banquets [3] - Traditional "post-event crackdown" methods are inadequate for the new situation, requiring a shift to "pre-warning, in-process blocking, and comprehensive governance" [3] Group 2: Recommendations for Improvement - The establishment of a cross-departmental, technology and human resource-integrated governance system is essential, with an emphasis on data integration and intelligent early warning [3] - A suggestion to create a smart warning platform led by the local financial supervision bureau, utilizing big data for risk assessment and proactive measures [3] - Public awareness should be enhanced through targeted education rather than broad approaches, focusing on specific vulnerable groups like the elderly [3][5] Group 3: Regulatory Measures - Strengthening multi-departmental regulatory cooperation is recommended, particularly in verifying the legality of businesses involved in offline physical transactions [4] - Establishing a regular consultation mechanism for asset control and preservation to improve loss recovery efficiency and guide the public in rational rights protection [5] - Emphasizing the need for collective societal efforts in preventing illegal fundraising, with responsibilities assigned to financial institutions and grassroots organizations [5]