当投资人发现分红逾期、平台冻结时，警方经过缜密侦查，发现支撑千万级资金盘竟然只有百余头牛和不断改 号的耳标…… | 0:00 / 3:23 | | --- | 中国经济网编者按：在防范和打击非法金融活动部际联席会议办公室的指导下，中国经济网策划推出系列宣传 教育短视频节目——《明辨是"非"》，节目主要以各类典型的非法集资案例为主要题材，开展防范非法金融活 动知识普及和风险警示，提升全民"防非"意识和能力。 剧情介绍 张经理以"云养牛"APP为饵，向投资人宣称牧场养殖有超万头牛，承诺年化24%收益。 非法集资是陷阱，高利保本别相信。了解更多内容，欢迎收看中国经济网防范非法集资系列短视频节目《明辨 是"非"》。 （责任编辑：马欣） ...

Group 1 - The article highlights the prevalence of economic crimes disguised as investment opportunities, particularly those promising high returns with low risk [1] - It discusses illegal fundraising schemes under the guise of "virtual currency" and "blockchain," citing a case where a platform attracted investments totaling over 15 million RMB, ultimately leading to the loss of funds for investors [2] - The article emphasizes the need for individuals to be cautious and recognize the traps behind seemingly lucrative offers, urging them to protect their financial assets [9] Group 2 - Another type of fraud mentioned involves training programs that require upfront fees, often leading to graduates incurring significant debt without guaranteed employment [4] - The article warns that these fraudulent schemes exploit people's desires for quick wealth and their willingness to take risks, urging the public to remain vigilant [9] - It encourages individuals to report any suspicious activities related to illegal fundraising or investment schemes to the authorities [7]

Core Viewpoint - The current situation of illegal fundraising crimes remains severe and complex, with both online and offline methods being utilized, and new types of cases emerging that exploit market trends such as blockchain and virtual currencies [1][6]. Group 1: Legal Measures and Actions - The Supreme People's Procuratorate has intensified efforts to combat illegal fundraising, focusing on key areas such as private financing, pensions, agriculture, and virtual currencies, while also enhancing the prosecution and asset recovery processes [2][3]. - A mechanism for collaboration between the Supreme People's Procuratorate and the National Financial Regulatory Administration has been established to strengthen information sharing and risk analysis [3][8]. - The prosecution has adopted a "high-quality and efficient" approach to handling cases, ensuring that asset recovery is integrated throughout the judicial process [4][5]. Group 2: Technological Integration - The integration of technology in judicial processes has been emphasized, with initiatives such as the development of data-sharing platforms and analytical models to enhance the efficiency of handling illegal fundraising cases [7][8]. - Various local procuratorates are leveraging big data and artificial intelligence to improve case management and risk identification, thereby increasing transparency and public satisfaction [7][8]. Group 3: Public Awareness and Education - Continuous legal education and public awareness campaigns are being conducted to enhance the public's ability to identify and prevent financial risks, particularly during designated promotional months [3][4]. - The prosecution is committed to using case studies to illustrate the risks associated with illegal financial activities, thereby fostering a culture of legal compliance and financial literacy among the public [3][4].

Core Viewpoint - The article discusses the sentencing of individuals involved in a large illegal fundraising case in Dalian, Liaoning Province, where over 10.7 billion yuan was illegally raised, resulting in significant financial losses for participants [1][2]. Summary by Sections Case Details - On August 1, the Dalian Intermediate People's Court sentenced Jin Cheng to life imprisonment and confiscation of all personal property for his role in illegal fundraising and money laundering [1]. - Li Jing received a 16-year prison sentence and a fine, while Cao Jingyu was sentenced to 13 years and 6 months in prison along with a fine for similar charges [1]. - The illegal fundraising activities occurred from April 15, 2016, to October 8, 2023, involving over 100,000 participants and resulting in losses exceeding 7.3 billion yuan for more than 80,000 individuals [1]. Legal and Financial Implications - The court emphasized that the actions of the defendants severely disrupted the national financial management system and warranted severe punishment [1]. - Following the verdict, law enforcement agencies initiated asset recovery efforts, targeting funds, stocks, insurance, real estate, and vehicles linked to the case [2]. - The recovered assets are set to be returned to the affected participants after the judgment becomes effective [2].

Core Viewpoint - The article discusses a significant illegal fundraising case in Dalian, Liaoning Province, where the defendants were sentenced for defrauding over 10 billion yuan from more than 100,000 participants, resulting in substantial financial losses for many individuals [1][2]. Group 1 - The Dalian Intermediate People's Court sentenced defendant Jin Cheng to life imprisonment for fundraising fraud and money laundering, while other defendants received lengthy prison sentences [1]. - The illegal fundraising activities occurred from April 15, 2016, to October 8, 2023, with over 10 billion yuan raised and more than 73 billion yuan lost by participants [1]. - The court emphasized the severe disruption caused to the national financial management system and the significant harm to thousands of participants across the country [1]. Group 2 - Following the defendants' arrest, law enforcement initiated asset recovery efforts targeting funds, stocks, insurance, real estate, and vehicles related to the case [2]. - The recovered assets are set to be returned to the affected participants after the judgment becomes effective [2].

Core Viewpoint - The recent collapse of the "Xin Kang Jia" Ponzi scheme, which promised a daily interest rate of 2%, has heightened societal awareness and vigilance against new forms of online fraud [1] Regulatory Warnings - Financial regulatory bodies across multiple regions, including Guangdong, Yunnan, Hunan, and others, have issued warnings regarding illegal fundraising risks associated with virtual currencies and new online scams [1][2] - These warnings highlight that many fraudulent schemes utilize exaggerated claims and false promises, often featuring phrases like "guaranteed returns" and "high fixed income" [1][3] Common Characteristics of Scams - New online scams, often referred to as "funding plates," share common traits such as high promised returns, often exceeding 300% annualized, and recruitment mechanisms that incentivize users to promote projects [1][12] - Legal experts categorize these scams as "pyramid-style fundraising fraud," which involves collecting funds through pyramid schemes [1][2] Types of Fraud - Various types of online scams have emerged, including investment fraud, false project schemes, and fake loan schemes, all characterized by their deceptive nature and strong concealment [10] - Investment fraud often masquerades as legitimate institutions, using fake financial apps and platforms to lure consumers with promises of high returns [10][11] Virtual Currency Scams - Scams involving virtual currencies often claim to be decentralized and utilize fictitious technology backgrounds to issue tokens with no real value, exploiting investors' lack of understanding of blockchain technology [7][8] - Regulatory bodies have clarified that activities related to virtual currencies lack legal protection, and participation in such schemes can lead to significant financial losses and legal repercussions [7][8] Participant Profiles - Participants in these scams can be categorized into three groups: "operators" who aim to defraud, "smart investors" seeking quick profits, and "innocent victims" who suffer the most significant losses [13][14] - The return rates in these schemes are inversely related to their credibility, with higher promised returns indicating a higher risk of fraud [13][14]

Core Viewpoint - Recent incidents of fraudulent schemes disguised as "virtual currency" have raised significant concerns about illegal fundraising activities and new types of online scams, particularly highlighted by the collapse of the "Xinkangjia" scheme, which promised a daily return of 2% and involved billions in funds [1] Regulatory Response - Financial regulatory authorities across multiple regions, including Guangdong, Yunnan, Hunan, Liaoning, Heilongjiang, Zhejiang, and Fujian, have issued warnings regarding the risks associated with illegal fundraising under the guise of "virtual currency" and new online scams [1]

Core Viewpoint - The rise of stablecoins has led to an increase in illegal fundraising activities, with fraudulent entities exploiting public ignorance about stablecoins to attract investments through misleading claims and scams [1][2]. Group 1: Characteristics of Illegal Fundraising - Lack of qualifications: Entities involved in illegal fundraising do not have the necessary approvals or registrations from the State Council's financial management departments [2]. - Conceptual packaging: Fraudsters use terms like "stablecoin," "decentralized finance," and "Web 3.0" to create confusion and mislead investors [2]. - False promises: These entities often make exaggerated claims of guaranteed returns, high fixed income, and capital protection to lure investors [2]. - Fund pool operation: The operational model relies on attracting new investors to pay returns to earlier investors, creating a risk of significant losses if the funding chain breaks [2]. Group 2: Regulatory and Preventive Measures - Continuous monitoring: Authorities need to strengthen dynamic supervision of illegal fundraising and fraud activities, providing early warnings [2]. - Administrative enforcement: There is a need to explore administrative enforcement models to eliminate illegal fundraising at an early stage [2]. - Criminal prosecution: Regulatory bodies should enhance the connection between financial regulation and criminal prosecution, ensuring timely legal action against suspected criminal activities [2]. Group 3: Investor Awareness - Caution against false advertising: Investors should be wary of high-return promises and remember that high returns are often associated with high risks [3]. - Verification of legitimacy: It is crucial for investors to verify the legal qualifications of institutions and products through official channels before investing [3]. - Reporting illegal activities: Investors are encouraged to report any illegal fundraising activities related to stablecoins to law enforcement to protect their assets [3].

Core Viewpoint - The article highlights the risks associated with stablecoins, emphasizing the need for public awareness and caution against illegal financial activities disguised as stablecoin investments [3][4][6]. Group 1: Risks of Stablecoins - The Shenzhen Special Task Force warns that illegal organizations are exploiting the public's lack of understanding of stablecoins to engage in fraudulent activities, including illegal fundraising, gambling, and money laundering [3][4]. - The Task Force emphasizes that these organizations lack the necessary licenses from national financial authorities and are not authorized to publicly solicit deposits [3][4]. - The article stresses the importance of rational investment awareness among the public to avoid falling victim to deceptive promises related to stablecoin investments [3][4]. Group 2: Regulatory Responses - Multiple regulatory bodies and international financial organizations have issued risk warnings regarding the recent surge in interest in stablecoins [6]. - The Hong Kong Monetary Authority's CEO, Yu Weiwen, indicates that while public interest in stablecoins is welcomed, it is essential to maintain a balanced perspective and mitigate potential risks [6][7]. - The article notes that stablecoins are not intended for investment or speculation but serve as payment tools utilizing blockchain technology, with their future development largely dependent on market forces [7]. Group 3: International Concerns - The Bank for International Settlements (BIS) expresses skepticism about stablecoins, stating they do not meet the requirements to be a pillar of the monetary system and raise concerns about their potential use in money laundering and terrorism financing [8]. - The BIS report highlights that stablecoins have become a preferred method for illegal activities due to their anonymity and lack of traditional financial safeguards like Know Your Customer (KYC) standards [8]. - The report concludes that while demand for stablecoins may persist, they perform poorly in system-level integrity tests, raising significant regulatory challenges [8].

Core Viewpoint - The article highlights the risks associated with illegal fundraising activities disguised as stablecoin or digital asset investments, emphasizing the need for public awareness and caution in financial dealings [1] Group 1: Risks of Illegal Fundraising - Recent monitoring indicates that some illegal entities are using terms like "financial innovation" and "digital assets" to attract investments from the public, exploiting their lack of understanding of stablecoins [1] - These entities are engaging in activities such as illegal fundraising, gambling, fraud, pyramid schemes, and money laundering, which pose significant threats to public financial security [1] - The article stresses that these organizations lack the necessary licenses from national financial regulatory bodies to publicly solicit deposits, making their operations illegal [1] Group 2: Regulatory Framework - The "Regulations on the Prevention and Handling of Illegal Fundraising" explicitly prohibit any form of illegal fundraising, and participants in such schemes bear the risk of losses incurred [1] - The article calls for the public to enhance their rational investment awareness and to avoid blindly trusting extravagant promises made by these illegal entities [1] - It encourages the establishment of correct monetary concepts and investment philosophies to improve risk awareness and prevent falling victim to scams [1]