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2025外滩年会聚焦“AI+金融” 提效同时应关注风险
Zhong Guo Jing Ji Wang· 2025-10-28 12:30
Group 1 - The core theme of the Bund Summit 2025 is "Embracing Change: New Order, New Technology," focusing on the intersection of global order restructuring and technological revolution in economic, financial, and governance discussions [3] - AI governance and international cooperation in the financial sector emerged as key topics, with participants acknowledging that AI applications in finance are still in the early stages, necessitating enhanced risk assessment and regulatory measures [1][2] - The former governor of the People's Bank of China, Zhou Xiaochuan, highlighted that AI represents a significant marginal change in finance, impacting payment, pricing, risk management, and marketing [1] Group 2 - Concerns regarding potential risks associated with AI in finance were raised, including network risks, vendor concentration risks, and "explainability" risks, as noted by the Deputy Governor of the Banque de France, Agnès Bénassy-Quéré [1][2] - The need for stronger governance and regulation of AI in the financial system was emphasized, with calls for integrating AI into existing financial risk management frameworks to address emerging risks effectively [2] - International cooperation on AI-related issues is currently limited, but there is potential for collaboration in infrastructure development and cross-border connectivity, as stated by Zhou Xiaochuan [2]