Core Insights - Deutsche Bank AG's India arm is considering the sale of its retail and wealth management business, a move that aligns with its strategy to simplify operations and focus on core markets [1][5][8] Business Overview - The potential sale includes 17 retail branches and a significant wealth management platform that caters to high-net-worth clients [2][9] - Deutsche Bank's India business reported total assets of INR25,038 crore ($2.8 billion) and revenues of INR2,455 crore ($277.4 million) in fiscal 2025 [4][9] Market Interest - Initial interest in the sale has been shown by Kotak Mahindra Bank and Federal Bank, with discussions currently at a preliminary stage [3][9] Strategic Rationale - The planned exit is part of Deutsche Bank's long-term strategy under the "Global Hausbank" growth phase, which emphasizes capital efficiency and market leadership [5][8] - The company aims to achieve a return on tangible equity (RoTE) of over 13% by 2028, focusing on scalable, capital-light businesses [6][7] Future Growth Focus - Deutsche Bank intends to redirect resources from non-core markets like India towards areas that promise long-term value creation, including automation and AI-enabled efficiency [7][8]