UBS shares rose after Reuters reported that the Swiss government was considering easing part of a bank regulation package that would add billions to the lender’s capital requirements. https://t.co/4MvE3HMcaY ...

Welcome back. Some breaking news on the Fed about bank regulation. Steve Leeman has the details.Morning, Steve. >> Sarah, thanks. Yeah, disagreements at the Fed over changes that largely ease bank regulation and supervision breaking out into the public.uh the Fed's former vice chair of bank supervision under President Biden, Michael Bar. He remains at the Fed as a governor, saying quote saying changes to bank regulation and supervision create quote present real dangers to the American people. He goes on to ...

New Zealand’s central bank should establish a prudential policy committee and appoint new board members with bank regulation expertise, according to a recommendation from a parliamentary inquiry into banking competition https://t.co/BBi3peOIrU ...

Bank Regulation & Reform - The Federal Reserve is hosting a conference on bank regulation, signaling a potentially significant regulatory reset for the banking industry [1][2] - The goal is to reduce bureaucracy and red tape to enable banks to be more efficient and increase lending capacity [3][4] - The Treasury Secretary and Fed Chairman aim to deleverage the public sector and releverage the private sector through banks [4] - The industry views current regulations as too burdensome after 15 years since the global financial crisis, suggesting a need for reform [5] - Nine out of ten investors find the capital rules too confusing, highlighting the need for more understandable regulation [8] Potential Risks & Future Landscape - The next financial crisis is unlikely to mirror the last one, necessitating a more dynamic regulatory environment [9] - Private credit has grown significantly (5-10 times) since the global financial crisis, raising concerns about its procyclicality in a recession [11] - There are concerns about the leverage within some private credit funds and who bears the ultimate risk [14] - Banks have de-risked over the past 15 years, with capital and liquid assets roughly doubling [14] - Lending to non-bank financials, such as private credit firms, has increased, but more data is needed [15] Investment Opportunity - Wells Fargo analyst recommends Citigroup, citing its restructuring efforts and potential benefits from tariffs; the stock is up 43% for the year and 31% year-to-date [16][17]