Financial Performance - Net loss attributable to common stockholders was $78 million, with a diluted loss per common share of $0.19[31, 82] - Adjusted operating expenses decreased by $178 million, or 28% year-over-year, and $25 million, or 5% quarter-over-quarter[44] - The company forecasts net interest income between $1.7 billion and $1.75 billion for 2025[33] Commercial Banking - New credit commitments increased by 80% to $1.9 billion in Q2'25[18] - New loan originations increased by 57% to $1.2 billion in Q2'25[18] - Specialized Industries loan originations increased by 91% to $624 million[18] - Corporate/Regional Banking loan originations increased by over 50% to $186 million[18] - Total Private Bank deposits increased by $2.0 billion since March 31, 2024, reaching $17.7 billion[18] Balance Sheet & Asset Quality - The CET1 ratio is 12.3%[46] - Deposits decreased by $4.2 billion, or 5.6% quarter-over-quarter, to $69.7 billion[50, 54] - Brokered deposits decreased by $4.1 billion, or 43.1% year-to-date[54] - Record CRE payoffs at par of $1.5 billion, with 45% of the payoffs from substandard loans in the second quarter[55]