Core Insights - VersaBank is a North American leader in business-to-business digital banking and technology solutions for cybersecurity, participating in the KBW Fintech Payments Conference in New York City from November 11-13, 2025 [1] - The bank operates a branchless, digital model that allows it to profitably serve underserved segments of the banking industry while mitigating risks [2] - VersaBank launched its Receivable Purchase Program funding solution in August 2024, targeting the underserved multi-trillion-dollar US market, building on its success in Canada [2] - The bank owns DRT Cyber Inc., a leader in cybersecurity services, which enhances its capabilities in addressing cyber threats and developing next-generation digital assets [2] Company Overview - VersaBank is federally chartered in both Canada and the US, utilizing a proprietary technology to drive efficiency and return on common equity [2] - The bank's funding model relies heavily on electronic deposits through financial intermediary partners, providing significant operating leverage [2] - VersaBank's common shares are traded on the Toronto Stock Exchange and NASDAQ under the symbol VBNK [3]

Group 1 - VersaBank will participate in the Sidoti Virtual Investor Conference on June 11-12, 2025, with a presentation by President David Taylor scheduled for June 12 at 2:30 p.m. ET [1] - The Bank will also hold one-on-one meetings with interested institutional investors during the conference [2] Group 2 - VersaBank operates as a federally chartered bank in both Canada and the US, utilizing a branchless, digital, business-to-business model that leverages proprietary technology to serve underserved banking segments [3] - The Bank launched its Receivable Purchase Program in August 2024, targeting the US market for point-of-sale finance companies, building on its success in Canada [3] - VersaBank owns DRT Cyber Inc., a leader in cybersecurity services, and Digital Meteor Inc., which holds proprietary technology for digital assets, including Digital Deposit Receipts (DDRs) [3]