Could taking time out of the workforce to become a caregiver destroy someone’s chances at a comfortable retirement?​ For Susan Freeman, 72, the answer is yes. Although Freeman doesn’t regret her decision to care for her mom, it destroyed her hope of financial independence (1). Must Read Before helping her mother full-time, Susan Freeman worked for various industries like banking, insurance, and food services (including a pizzeria she owned). ​As her mother’s needs increased after a stroke, Freeman had t ...