Airbnb rolling out a series of product updates, including some new social features and expansions to its AI powered customer service tools. We got a lot to talk about. Uh, first right here on CNBC is Brian Chesky, Airbnb, co-founder and CEO.It's great to have you. >> Thank you very much. >> Um, let's talk first about some of the some of the new products that you're rolling out, what this all means.We talked when you first announced the sort of revamp of the app. >> Yeah. So, last May we completely reimagine ...

Cryptocurrency & Investment - The White House is rumored to allow individuals to buy Bitcoin and cryptocurrencies in their 401k retirement accounts [1] - US retirement accounts hold an estimated $43 trillion, including about $9 trillion in defined contribution plans like 401ks [1] - The entire crypto industry's market cap is less than $4 trillion [1] - Over the last 50 years, the purchasing power of the US consumer dollar has fallen by over 83% [1] - The S&P 500 has increased by over 150 times even after accounting for inflation [1] - The ishares 20 plus year Treasury bond ETF has lost nearly 50% of its value in the last 5 years [1] Student Loans & Education - One example shows a $40,922 student loan potentially requiring a repayment of $118,355.59, with $77,383.59 attributed to financing costs at a 13.500% fixed interest rate [1] AI & Technology - Chat GPT usage has decreased since school got out [2][3][5]

Financial Performance - Alphabet's earnings and revenue exceeded expectations, demonstrating strong results across search, cloud, and YouTube [1] - The company is trading at 18x earnings, a discount compared to Meta and the broader market, making its valuation attractive [3] - Alphabet is showing cost discipline by managing headcount and achieving record operating margins despite rising depreciation [5] Market Dynamics & Competition - Concerns about competition from Chat GPT and Claude impacting Google's market share have been addressed, with Google performing better than anticipated [2] - The ad market has held up better than expected, and the cloud market continues to strengthen due to generative AI demand [4] - Google's execution is strong, contributing to its positive performance [4] AI & Technology - Google possesses a significant data advantage for training generative AI solutions [8] - Google has been investing in AI for a decade, with Gemini's potential to enhance Google products [6][9] - The market is not concerned about Alphabet's capital expenditure (capex) spending on AI [10] - There is evidence of a return on investment (ROI) in generative AI, with improved ad targeting and user engagement [12][13]

AI Development & Trends - Generative AI is rapidly evolving, progressing from text-to-image generation to systems that combine tools for complex results and potentially physical robots interacting with the real world [1] - The development of AI hardware, particularly GPUs by companies like Nvidia, is crucial for enabling the performance of AI systems [1] - The combination of Nvidia's GPU advancements and the 2017 Transformer paper (Attention) laid the foundation for generative pre-trained transformers like ChatGPT [1] - AI is showing exponential growth in software development, enabling programmers to write significantly more lines of code that function effectively [1] - Open-source models are becoming increasingly prevalent in the AI field [2] AI's Impact & Future - There are discussions around Artificial General Intelligence (AGI), where computers and robots could potentially outperform humans in various tasks [2] - The concept of Singularity is mentioned, referring to a point where AGI surpasses human capabilities, leading to unpredictable outcomes [2] - The industry is contemplating the potential need for political and scientific involvement to prepare for and shape the evolution of AI [2][3] - The discussion includes whether robots will be viewed as tools or something more, potentially shaping humanity itself [4] AI Concerns & Mitigation - There are concerns about AI potentially replacing humans, particularly in creative fields like art [1] - The industry emphasizes the importance of focusing on the positive aspects of AI and communicating them effectively [1] - Some advocate for slowing down the rapid evolution of AI to allow for better preparation and understanding of its implications [3]

My new quantLevi (@LeviGMI):Easy shows how Chat GPT can actually trade for you 👀 https://t.co/AnZeEghJ68 ...

AI Adoption in Small Businesses - Hello Alice 的一项研究表明，只有 7% 的小型企业完全采用了 AI 工具 [3] - 建议小型企业在现有工具中使用 AI，例如 Square [21] - 聊天机器人 GPT 可用于解决小型企业的效率和人员配备问题，例如，帮助美发沙龙确定染发剂的混合比例 [21][22][24] AI Applications for Small Businesses - AI 可以帮助小型企业解决销售和营销问题，例如创建网站、传单和社交媒体帖子 [28][29] - 建议使用 AI 工具创建内容日历，并根据业务需求定制语气和格式 [29][30] - AI 可用于日程安排和日历管理，从而解决小型企业的人员配备问题 [25] Effective AI Usage - 与 AI 代理（如 ChatGPT）交互时，应像与人交谈一样，提供清晰的指导和目标 [34] - ChatGPT 等 AI 可以接受大量信息（高达 100 万个 tokens），从而实现更深入的交互 [35] - 为 AI 设定明确的目标，指定输出格式，并提供关于业务的背景信息，以获得更好的结果 [39][40] AI Limitations and Future - 图像生成是 AI 需要改进的领域之一，因为在生成图像时可能会出现拼写错误 [35][37] - AI 视频广告创建工具尚未广泛使用，因为它们需要大量的计算能力 [36][37] - 行业认为 AI 仍处于早期阶段，有很大的改进空间 [38] Human Element in AI - 强调了 AI 在医疗保健中的应用，例如 Xer AI 使用运动捕捉来帮助诊断和治疗疾病 [5][14][15] - 重要的是要亲身了解 AI 的实际应用，以了解其对人类的影响 [46][47] - AI 的目标是提高效率，为人们腾出时间从事其他活动，而不是完全取代人类 [55][56]