Core Insights - Truist Financial Corporation has received a preliminary stress capital buffer requirement of 2.5% from the Federal Reserve, effective from October 1, 2025, to September 30, 2026, resulting in a minimum Common Equity Tier 1 (CET1) capital ratio requirement of 7.0% [1] - As of March 31, 2025, Truist reported a CET1 capital of $47.8 billion and a CET1 ratio of 11.3%, exceeding the new minimum requirement by 4.3% [1] - The company plans to maintain its quarterly common stock dividend at $0.52 per share, pending board approval, and has an active $5 billion share repurchase program with approximately $2.8 billion remaining after recent repurchases [2] - Truist's 2025 annual stress test results highlight the advantages of its diverse business mix and disciplined risk management, reinforcing its strong capital position and strategic capacity to serve clients and stakeholders [3] - Truist is a purpose-driven financial services company with total assets of $536 billion as of March 31, 2025, and operates in various sectors including consumer banking, commercial banking, investment banking, and wealth management [4]