Question-and-Answer SessionAnd at the risk of going off script, maybe -- so you took over the CFO role post merger a few years ago. Just give us a sense of when we think about before we get into 2026 and what the outlook looks like, just in terms of the evolution of management focus of the Truist franchise over the last couple of years, even during the time you've been CFO, if you could start there.Michael MaguireSenior EVP & CFO Sure. Yes, happy to. I think the evolution is a good way to put it, right? Bec ...