Crypto - backed mortgage
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Better Home & Finance (NASDAQ:BETR), Coinbase Global (NASDAQ:COIN)
Benzinga· 2026-03-26 20:53
COIN stock is moving. See the chart and price action here. How The Structure WorksThe crypto is moved into a dedicated custody wallet, allowing borrowers to avoid selling their tokens and potentially triggering capital gains taxes while still unlocking value for the down payment.The crypto-backed second lien is sized at roughly a 40% loan‑to‑value (LTV) ratio, meaning a borrower could obtain about a $100,000 loan against $250,000 worth of Bitcoin or USDC on deposit. The conservative advance rate provides th ...
New mortgage rule could change how Americans buy homes
Yahoo Finance· 2026-03-26 17:40
America’s housing market is undergoing a structural shift, one that goes beyond interest rates and inventory shortages. The way buyers qualify for homes, and what counts as usable wealth, is starting to change. Data published by Redfin on March 26 underline the strain. Pending home sales have slipped, mortgage rates have climbed above 6.5%, and economic uncertainty tied to the Middle East conflict is keeping buyers on edge. At the centre of that shift is a growing mismatch between traditional financial ...