Core Insights - Bybit Pay has reached an agreement to enable crypto payments through Yape and Plin, which are the most widely used digital wallets in Peru, serving approximately 28 million users and handling nearly 90% of in-person digital wallet transactions in the country in 2024 [1] Group 1: Bybit's Expansion in Latin America - The partnership with Yape and Plin is part of Bybit's broader strategy to expand its presence in Latin America, following previous collaborations in Brazil and Argentina [2] - Bybit's payment services already support Brazil's instant payment system, PIX, and other major exchanges like Binance and Opera's MiniPay are also targeting the region [2] Group 2: Payment Integration and Functionality - Bybit Pay's integration allows users to spend stablecoins such as USDT and USDC, as well as major cryptocurrencies like Bitcoin (BTC) and Ether (ETH), with transactions settling in Peruvian soles for the recipient [3] - Other platforms facilitating similar payments include KuCoin Pay, Bitget Wallet, and Ramp, indicating a growing trend of crypto neobanks gaining adoption due to local payment mechanisms and crypto-backed debit and credit cards [4] Group 3: Future Developments - Bybit's other payment product, Bybit Card, is set to launch in Peru in the first half of the year, with plans for expansion to other countries in the region later on [5]

Core Viewpoint - Blink Charging Co. has initiated a rollout of cryptocurrency payments at select U.S. fast-charging sites, enhancing payment options for electric vehicle (EV) drivers [1][2]. Group 1: Cryptocurrency Payment Rollout - The first phase of the rollout allows U.S. drivers to pay for charging using USD Coin (USDC), a dollar-pegged stablecoin, at Blink-owned DC fast chargers [1][2]. - The initial locations for this service include Chipley, Florida, and Madison, Florida, with plans to expand to additional sites throughout 2026 [2]. Group 2: Market Response and Consumer Trends - Blink Charging's stock rose by 3.61% to $0.83 during premarket trading following the announcement of the cryptocurrency payment feature [4]. - A survey cited by Blink indicates that 50% of adults would consider using stablecoins for daily purchases, with higher interest among younger demographics: 71% of Gen Z and 60% of millennials [3]. Group 3: Company Strategy and Innovation - The introduction of cryptocurrency payments aligns with Blink's goal to innovate and adapt to the evolving digital economy, aiming to provide customers with more convenient charging options [3].

Group 1: Industry Overview - Stablecoins are evolving from niche instruments to a core settlement layer, with transaction volumes exceeding $4 trillion in the first seven months of 2025, marking an 83% year-on-year increase [1] - Regulatory bodies are adapting, as evidenced by the SEC's approval of multiple spot Bitcoin ETFs and major custodians like BNY Mellon, State Street, and DBS expanding their digital-asset operations [1] Group 2: Company Developments - B2BINPAY has launched an expanded White Label Solution aimed at banks, EMIs, and payment providers, allowing them to quickly implement crypto payment systems without extensive development [3][4] - The White Label Solution enables institutions to launch branded crypto payment and wallet functionalities based on B2BINPAY's existing infrastructure, which supports over 980 merchants and processes more than $5.1 billion in transactions [4][6] - This solution allows institutions to maintain client relationships and revenue while outsourcing operational complexities to B2BINPAY [5] Group 3: Market Infrastructure - The maturity of market infrastructure for digital-asset payments is evident, as banks and payment institutions face increasing client demand but are often unprepared to develop these systems internally [2] - B2BINPAY's platform supports over 350 digital assets across 10 blockchains, adhering to KYC and KYT principles [6]

According to La Nación, Argentina’s state-owned energy giant YPF — the country’s largest oil company — is evaluating the option of enabling cryptocurrency payments for gasoline and diesel across its service stations. The plan is still under review with no launch date set. YPF noted that crypto payments would likely require an exchange intermediary due to pricing based on “crypto dollars” rather than the official rate, with Lemon, Ripio and Binance mentioned as potential partners. https://t.co/8mx6ygblEi ...

Core Insights - Emurgo, the commercial arm of Cardano, has partnered with Wirex to launch a physical Visa card called Cardano Card, enabling users to spend cryptocurrencies [1] - The initiative aims to enhance Cardano's visibility in the banking sector and bridge the gap between real-world utility and on-chain utility [2] - Cardano's payments and DeFi sectors are currently lagging behind competitors like Ethereum, Solana, and XRP, indicating ongoing challenges for the blockchain [3] Deployment Details - The Cardano Card will be deployed in two phases, allowing users to spend Cardano's ADA and other cryptocurrencies such as Bitcoin, Ethereum, and USDC, while earning cashback and rebates [4] - The first phase will also introduce DeFi services, including loans and yield opportunities, integrated into the Wirex app [4] - The second phase will focus on expanding the Cardano Card into a non-custodial crypto card, further enhancing ADA's utility in payments and DeFi markets [5]

Core Insights - Payment processing companies Fiserv, Stripe, and Block are exploring cryptocurrencies to potentially reduce transaction costs and enhance payment options for merchants [1][2][3] Group 1: Company Initiatives - Block is focusing on enabling merchants to accept Bitcoin, while Fiserv and Stripe are targeting stablecoins, which are pegged to fiat currencies like the dollar [2] - Stripe recently announced a platform for customers to pay for subscriptions using stablecoins, indicating a shift towards digital asset integration [2] Group 2: Industry Context - The push for digital currency integration follows the signing of the Genius Act by President Donald Trump, which established a regulatory framework for stablecoins [3] - Accepting cryptocurrency payments could eliminate intermediaries like banks and credit card networks, allowing direct transactions between customers and merchants [3][4] Group 3: Cost Implications - The average credit card interchange fee is approximately 2.2%, and reducing the number of entities involved in transactions could lead to lower costs for merchants [4] - Fewer intermediaries would mean more revenue retained by payment processors and their merchant clients, presenting a potential low-cost routing option [5] Group 4: Adoption Challenges - Despite the potential benefits, the adoption of cryptocurrencies for payments faces challenges, as consumer demand is currently unclear [5][6] - There are concerns regarding the reliability of cryptocurrency transactions, including issues with reversibility and potential delays [6]