Group 1: Company Strategy and Competitive Advantage - The company adopts a differentiated business strategy to adapt to changes in the operating environment and continuously accumulates comparative advantages to promote high-quality development [2] - Key focus areas include deepening the main business line for sustainable growth and maintaining a risk baseline to ensure stable operations [2] Group 2: Loan Growth and Support for the Economy - The company has been focusing on key sectors such as private small and micro enterprises, manufacturing, import-export businesses, and consumer services to enhance financial service levels and support the real economy [2] - The company aims to maintain reasonable credit growth by effectively connecting financial services with the funding needs of the real economy, especially as policies to expand domestic demand and promote consumption continue to be released [2] Group 3: Capital Growth and Shareholder Returns - The company emphasizes the long-term relationship between dividends and internal capital growth, ensuring a solid capital foundation for sustainable business development [2] - Internal capital is expected to create greater value for the company's development, with ongoing efforts to enhance performance and provide more returns to shareholders [2] Group 4: Compliance and Communication - During the investor relations activity, the company ensured thorough communication with investors while adhering to regulations, with no significant undisclosed information leaks reported [2]