Group 1 - The digital assets market is evolving towards a phase characterized by interoperability, compliance, and inclusion, bridging the gap between decentralized finance (DeFi) and traditional financial institutions [2][3] - The convergence of crypto and mainstream finance is creating accessible, efficient, and transparent global markets for both institutional and retail participants [3] - Stablecoins are emerging as a significant component of fintech, with predictions that every fintech company will effectively become a stablecoin company in the coming years [4] Group 2 - Stablecoin transfers for payments have reached approximately $19.4 billion year-to-date in 2025, with projections to exceed $1 trillion annually by 2030 for emerging payment use cases [5] - Total stablecoin transaction volume across all use cases has surpassed $27 trillion annually, indicating a potential to outpace legacy networks before the decade concludes [5] - The shift in narrative from "crypto trading" to "digital settlement rails" highlights the seamless user experience in buying digital assets and transferring value globally [6] Group 3 - An expanding network of wallets, fintechs, and global payment rails is facilitating instant, borderless transfers, forming a new digital-asset settlement layer for the modern economy [6][7] - Klarna, a Swedish digital bank, has launched KlarnaUSD, its first U.S.-dollar stablecoin, built on the Tempo blockchain, signaling a significant shift in the involvement of traditional financial entities in the crypto space [8]