Core Viewpoint - Insurance companies are seeking to participate in the Fastag ecosystem by being allowed to issue Fastag stickers, which could enhance their role in the vehicle life cycle and potentially increase their business in vehicle insurance [10][11]. Group 1: Industry Developments - Top executives from the insurance industry have met with officials from the Ministry of Road Transport and Highways to advocate for the inclusion of insurance companies in the Fastag issuance process [10]. - Currently, Fastags are issued by banks and some fintech companies, while the National Electronic Toll Collection platform is managed by the National Payments Corporation of India (NPCI) in collaboration with the Indian Highways Management Company [6][11]. - There has been stagnation in Fastag transactions, with 360 million transactions reported in October 2025, settling around ₹6,600 crore, indicating limited growth in adoption beyond highway toll payments [7][11]. Group 2: Company Insights - New-age general insurance companies, such as Acko and Go Digit, could benefit significantly from participating in the Fastag ecosystem, as vehicle insurance constitutes a large portion of their business [8][10]. - Acko processed a motor insurance premium of ₹633 crore from April to October 2025, with total insurance premium collections of ₹1,407 crore during the same period [11]. - Go Digit General Insurance reported a motor premium amount of ₹3,865 crore and total premium collections of ₹5,885 crore in the same timeframe [11].