joining us at the KBW Community Bank Investor Conference in New York. Next time we'll get you back on set. Tom, thanks for joining us.You just heard sort of good news on the borrowing from the credit card side. What kind of news are we hearing on the bank side. So, Brian, yes, thank you.We're with 115 companies here at our conference. And just like we heard from the quarterly earnings over the last couple of weeks, there's a sense that the quarter ended much better than it started and that the earnings impr ...