Want more housing market stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the ResiClub newsletter. Most Read from Fast Company After announcing another 25-basis-point cut to the Federal Reserve’s short-term rate, Fed Chair Jerome Powell—whose term ends on May 15, 2026—was asked about the U.S. housing market. Powell acknowledged that recent rate cuts won’t restore affordability to the U.S. housing market. He suggested that the country needs to build more housing units—and noted that cen ...

Gold prices are on track for a weekly gain after the Federal Reserve delivered a much-anticipated quarter-point interest-rate cut this week and as investors hope for further easing next year.Futures in New York rose 0.2% to $4,322.20 a troy ounce in early trading and are up 1.9% on the week. Meanwhile, silver futures traded at a record high of $64 an ounce."While silver has attracted speculative momentum on the back of the deficit narrative, gold's moves remain more tightly linked to the broader policy outl ...

🗞️ Polymarket bettors see a 94% chance that the Fed cut rates in December.🗞️ President Trump's new National Security Strategy omits digital assets.🗞️ Binance secured full ADGM authorization, splitting into three regulated entities under the new brand "Nest".@JennSanasie hosts "CoinDesk Daily." ...

With Black Friday sales setting a new record in the U.S., Dillard’s (DDS)  is a retail stock to consider that currently holds a spot on the coveted Zacks Rank #1 (Strong Buy) list.As a leading department store chain that focuses on fashion apparel and home furnishings, Dillard’s stock is up over +50% year to date due to stellar earnings that have exceeded analyst expectations and broader optimism tied to Federal Reserve rate cuts.Although DDS trades at a lofty price tag of over $600 a share, Dillard’s immen ...

: Mortgage rates continued their gradual decline this week, offering a bit of relief to homebuyers and homeowners after months of elevated borrowing costs, as per a report. The average interest rate for a 30-year, fixed-rate conforming mortgage fell to 6.144%, according to data from Optimal Blu, down about 5 basis points from the previous day and roughly 10 basis points compared with a week earlier, as per a Fortune report.Mortgage Rates Today December 1, 2025A review of Optimal Blue’s latest figures, show ...

Treasuries slip ahead of US data expected to show a rebound in inflation pressures, which would dent speculation over Fed rate cuts https://t.co/UJBvkpXpXw ...

Economic Outlook - The Federal Reserve's probability of two successive interest rate cuts in October and December has significantly decreased to 41% from nearly 100% prior to the last meeting, influenced by recent Fed communications and economic concerns [2][3][4] - Inflation remains a critical issue, with current rates around 3%, exceeding the Fed's target of 2%, leading to concerns about the Fed's credibility in managing inflation [4][7][8] Inflation Drivers - The rise in inflation is attributed not only to tariffs but also to broader economic factors, including labor market shortages in sectors like elder care and daycare, which are contributing to affordability issues [6][9] - The dispersion of price indices in the Consumer Price Index (CPI) indicates that more goods and services are experiencing price increases, suggesting persistent inflationary pressures [5][6] Labor Market Dynamics - Despite a seemingly strong economy, the labor market data indicates softness, with job growth concentrated in specific sectors like AI and infrastructure, raising concerns about overall labor market participation [7][10] - Current immigration policies may lead to stagnation or even a decline in labor force growth, with estimates suggesting that a payroll growth rate as low as 30,000 to 50,000 jobs per month may be necessary to maintain stable unemployment rates [13][14]

Core Insights - The Federal Reserve has cut the federal funds rate three times in 2024 and recently made a second cut in 2025, leading to a decline in deposit interest rates, including money market account (MMA) rates [1] - The national average rate for MMAs is currently 0.59%, while top high-yield accounts offer rates exceeding 4% APY, significantly higher than the national average [2][9] Group 1: Money Market Account Rates - The importance of comparing MMA rates is emphasized, as interest rates vary widely among banks, particularly online banks and credit unions, which often provide competitive offers [3][4] - Online banks have lower overhead costs due to their web-based operations, allowing them to offer higher deposit rates and lower fees [4] - Credit unions, as not-for-profit financial cooperatives, also provide competitive rates and fewer fees, although membership requirements may apply [5] Group 2: Features and Considerations of Money Market Accounts - Money market accounts are suitable for short-term savings goals, offering higher interest rates than regular savings accounts and easier access to funds compared to certificates of deposit (CDs) [5][7] - These accounts are considered low-risk and are FDIC-insured up to $250,000 per depositor, per institution, making them safer than money market funds [6] - Many MMAs require a minimum balance to earn the highest advertised rate, and failure to maintain this balance may result in fees or lower rates [6] Group 3: Access and Usage of Funds - While MMAs allow access to funds, they may limit the number of transactions per month, which is a consideration for those needing frequent access [7] - MMAs are recommended for individuals looking to earn more interest than a regular savings account without locking funds in a CD, provided they can maintain the minimum balance [7][8]

Core Insights - The Federal Reserve's rate cuts are impacting the investment landscape, making it more challenging to find yield, particularly for investors focused on major market indices like the S&P 500 [1] Market Conditions - The broad markets have experienced a significant rise following a relatively strong earnings week, indicating positive sentiment among investors [1]

About Yahoo FinaListen and subscribe to Stocks In Translation on Apple Podcasts, Spotify, or wherever you find your favorite podcast. In this episode of Stocks in Translation, Guneet Dhingra, Head of US Rates Strategy at BNP Paribas, joins Senior Reporters Allie Canal and Brooke DiPalma to discuss the latest on the fed's decision to lower rates for the second time this year. What does this mean for investors? Twice a week, Stocks In Translation cuts through the market mayhem, noisy numbers, and hyperbole to ...