Bessent Doubles Down on FSOC'S New Deregulatory, Pro-growth AgendaCONCLUDED[Stock Market News From Feb. 4, 2026: Nasdaq Falls Again After Brutal Tech Selloff]Last Updated:---8 hours ago# Bessent Doubles Down on FSOC'S New Deregulatory, Pro-growth AgendaBy[Karishma Vanjani]Treasury Secretary Scott Bessent is testifying before Congress, and he's reinforcing his new approach to financial stability.In prepared remarks before the House Financial Services Committee, Bessent said that the financial watchdog--Finan ...

Still, despite losing the $1 million opportunity and then being released, Tebow expressed no bitterness toward Belichick, who led the Patriots to six Super Bowl wins. He described the coach as “so honest and forthright” and “really kind in a lot of areas.”That’s what makes the missed payday sting even more. As Tebow put it: “Maybe I should have said yes because I got cut a few days later — that day of service would have been twice as much as I would have made if I would have made the team for the entire sea ...

Andrew Bailey said the spiral of leverage was worrying because funds borrow money in short-term markets to buy long-term debt - Samuel Corum/Bloomberg Risky hedge funds are propping up Britain’s government debt markets and creating fresh dangers to financial stability, Andrew Bailey has warned. The Bank of England Governor said on Tuesday that traders now “dominated” the ownership of the UK’s £3tn market for bonds – known as gilts – increasing the risk of rapid sales if they seek quick profits. Mr Bail ...

Core Insights - Nearly half (49%) of U.S. adults reported being worse off financially in 2025, primarily due to unexpected expenses [1] - Economic challenges such as high inflation, tariff policies, a prolonged government shutdown, and rising unemployment have significantly impacted household finances [1] - Two-thirds (67%) of respondents indicated that economic conditions affected their spending habits [1] Regrets and Action Steps - The top regret among Americans in 2025 was not saving enough money, with nearly four in ten (38%) expressing this sentiment [4] - More than one in four (28%) Americans regretted making impulse purchases driven by emotions [6] 2026 Action Steps for Saving Money - Build a budget to identify available savings [8] - Set up automatic transfers from checking to savings accounts after each paycheck [8] - Start small with savings, even $25 per paycheck can accumulate to $650 annually for biweekly earners [8] 2026 Action Steps for Reducing Impulse Purchases - Implement a 24-hour cooling-off period before making non-essential purchases over $50 [9] - Track impulsive buying patterns to understand triggers [9] - Use cash for discretionary spending to limit overspending [9]

India’s central bank has warned that the growing use of privately issued stablecoins could threaten financial stability and undermine trust in money, arguing that central bank digital currencies should take precedence if countries want to avoid systemic risks. The warning came in the Reserve Bank of India’s latest Financial Stability Report, released this week, which reflects the collective view of India’s major financial regulators. RBI Warns Stablecoins Could Amplify Financial Stress; How? The RBI in ...

Core Insights - The article discusses the importance of setting realistic financial resolutions at the beginning of the year, emphasizing that many Americans view the new year as an opportunity for a fresh start in their financial planning [2][3] Group 1: Financial Resolutions - The most popular financial resolutions for Americans in 2025 include saving more money (43%), paying down debt (37%), and spending less (31%) according to a Fidelity survey [2][6] - A separate study by Allianz indicates that Americans are prioritizing financial stability as part of their New Year's resolutions [3] Group 2: Planning and Goal Setting - Experts recommend reviewing personal finances in the context of life changes, such as marriage or starting a family, to adjust financial goals accordingly [4][5] - It is advised to create a mix of short-term and long-term financial goals, such as paying off credit card debt and increasing retirement savings over time [6][7] - Financial planners suggest that resolutions should be tailored to the individual's life stage, with specific plans for those nearing retirement versus those further away [8]

Core Insights - Inflation is expected to persist, with economists suggesting that pressure may increase by 2026, necessitating investor composure as inflation rates hover around 3% and the Federal Reserve implements interest rate reductions [1][2]. Financial Strategies - An urgent assessment of cash flow and debt management is essential, as inflation will reduce actual investment returns [3]. - Individuals should consider placing funds into high-yield accounts that offer returns exceeding inflation rates before transitioning to short-term Treasury bills or certificates of deposit (CDs) for interest rate protection [4]. - The current low interest rates present an opportunity for businesses to establish financial stability rather than accumulating excessive debt [5][6]. - Investors are advised to review their portfolios, as inflation growth will diminish the purchasing power of idle funds, and diversifying into equities, inflation-protected securities, and real-asset funds can help mitigate this risk [6]. Timing and Strategy - Financial decisions are directly influenced by inflation and interest rate changes, which occur independently, making it crucial to start financial planning early to maintain future flexibility [7]. - A robust financial strategy must extend beyond short-term forecasts, focusing on long-term resilience to navigate various market conditions [8].

The Council of the European Union, an EU body that amends legislation and commits national governments to adopting the bloc's laws, said it backs the European Central Bank’s plan to explore an official digital currency, calling it an evolution of money and a tool for financial inclusion. In a Friday post on its website, the Council, however, said the ECB will need to set limits on the total value that can be held in online accounts and digital wallets at any one time to “avoid the digital euro being used ...

Core Insights - Comfort Systems USA, Inc. (FIX) is experiencing strong operational momentum and end-market demand, supported by disciplined financial execution, enhancing its financial stability [1] - The company is benefiting from increased opportunities in large-scale projects, particularly in data center and chip manufacturing, alongside a favorable public spending environment and declining Federal Reserve interest rates [1] - Despite macro uncertainties, the company's inorganic growth efforts and stable liquidity position support its mid and long-term prospects [1] Financial Performance - As of Q3 2025, Comfort Systems reported cash and cash equivalents of $860.5 million, an increase from $549.9 million in 2024, driven by operating leverage and favorable market trends [2] - Operating cash for the first nine months of 2025 reached $717.8 million, compared to $638.6 million in the same period last year, indicating strong earnings quality and effective working capital management [2] - The company maintained sufficient liquidity to cover short-term obligations of $4.7 million, reflecting balance sheet resilience [2] Capital Management - In the first nine months of 2025, Comfort Systems repurchased approximately 0.3 million shares for about $125 million and approved a 20% increase in the quarterly dividend to 60 cents per share [3] - The company's cash strength enhances financial stability and provides flexibility to navigate uncertainties while supporting sustained growth [3] Operational Efficiency - Structural and operational factors contributing to cash strength include consistent project execution, selective bidding practices, favorable pricing dynamics, and disciplined cost control, which support margin durability and reliable cash conversion [4] - Strong collaboration across operating units and ongoing investments in automation have improved productivity and execution efficiency [4] - Bookings remain robust across traditional construction and modular operations, with modular demand fully sold out into early 2026, aided by expanded capacity and new automation initiatives [4] Market Performance - Comfort Systems' shares have gained 11.8% over the past three months, contrasting with a 4.4% decline in the Zacks Building Products - Air Conditioner and Heating industry [5] - Other industry players, such as Watsco, Inc. (WSO), Tecogen Inc. (TGEN), and AAON, Inc. (AAON), have seen declines of 11%, 48.1%, and 19.7%, respectively, during the same period [5] Valuation and Earnings Estimates - Comfort Systems trades at a forward 12-month price-to-earnings ratio of 30.14X, compared to the industry's 23.69X [9] - Earnings estimates for 2026 have increased from $25.48 to $30.61 per share over the past 60 days, indicating a year-over-year growth of 16.4% [11] - Current earnings estimates for Q4 2025 and 2026 are $6.77 and $30.61 per share, respectively, reflecting stable growth expectations [12]

I just need a 6-figure airdropXeer (@Xeer):hot take: most people don’t need therapy. they need financial stability. ...