Core Insights - Toast (TOST) reported $1.63 billion in revenue for the quarter ended September 2025, marking a year-over-year increase of 25.1% and an EPS of $0.25 compared to $0.07 a year ago, exceeding Zacks Consensus Estimates [1] - The reported revenue surpassed the Zacks Consensus Estimate of $1.59 billion by 2.6%, while the EPS exceeded the consensus estimate of $0.24 by 4.17% [1] Financial Performance Metrics - Gross Payment Volume (GPV) reached $51.50 billion, exceeding the average estimate of $50.62 billion from three analysts [4] - Subscription Annualized Recurring Run-Rate was $1 billion, slightly below the average estimate of $1.01 billion from three analysts [4] - Total Annualized Recurring Run-Rate (ARR) was $2.02 billion, surpassing the two-analyst average estimate of $2 billion [4] Revenue Breakdown - Revenue from Financial Technology Solutions was $1.35 billion, exceeding the average estimate of $1.31 billion from four analysts, representing a year-over-year increase of 26.1% [4] - Revenue from Subscription Services was $244 million, above the average estimate of $237.92 million from four analysts, reflecting a year-over-year increase of 29.1% [4] - Revenue from Hardware and Professional Services was $44 million, below the average estimate of $46.77 million from four analysts, indicating a year-over-year decline of 10.2% [4] Stock Performance - Shares of Toast have returned -3.3% over the past month, contrasting with the Zacks S&P 500 composite's +2.1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Commvault Systems reported $276.19 million in revenue for the quarter ended September 2025, marking an 18.4% year-over-year increase and a surprise of +0.99% over the Zacks Consensus Estimate of $273.48 million [1] - The company's EPS for the same period was $0.91, compared to $0.83 a year ago, although it fell short of the consensus EPS estimate of $0.94 by -3.19% [1] Revenue Breakdown - Annualized Recurring Revenue (ARR) reached $1,043.00 million, exceeding the average estimate of $1,029.91 million from three analysts [4] - Revenue from perpetual licenses was reported at $12.07 million, surpassing the average estimate of $7.65 million from four analysts, reflecting a +14.7% change year-over-year [4] - Revenue from other services was $11.22 million, slightly below the average estimate of $11.79 million, with a year-over-year change of +1.7% [4] - Customer support revenue was $80.23 million, exceeding the average estimate of $78.75 million, representing a +3.3% year-over-year increase [4] - Subscription revenue was reported at $172.67 million, which was below the average estimate of $175.32 million, but still showed a significant +28.8% year-over-year change [4] Stock Performance - Commvault's shares have returned -9.8% over the past month, contrasting with the Zacks S&P 500 composite's +3.6% change [3] - The stock currently holds a Zacks Rank 1 (Strong Buy), indicating potential for outperformance in the near term [3]

Core Insights - Rithm (RITM) reported revenue of $1.22 billion for the quarter ended June 2025, reflecting a 1% decrease year-over-year and a surprise of -2.6% compared to the Zacks Consensus Estimate of $1.25 billion. EPS was $0.54, up from $0.47 in the same quarter last year, exceeding the consensus estimate of $0.51 by +5.88% [1]. Revenue Breakdown - Interest income was reported at $478.46 million, slightly below the estimated $500.01 million, with no change compared to the previous year [4]. - Gain on originated residential mortgage loans, held-for-sale, net was $169.7 million, exceeding the estimate of $196.27 million, showing a year-over-year increase of +10.4% [4]. - Other revenues totaled $54.07 million, surpassing the estimate of $36.43 million, but represented a year-over-year decline of -4.3% [4]. - Asset management revenue was $95.01 million, below the estimated $100.19 million, reflecting a year-over-year decrease of -13.2% [4]. - Servicing revenue, net was reported at $419.81 million, slightly below the estimate of $425.31 million, with a year-over-year change of -2.6% [4]. Stock Performance - Rithm's shares have returned +6.9% over the past month, outperforming the Zacks S&P 500 composite's +4.9% change, and currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3].

Core Insights - Hilltop Holdings (HTH) reported revenue of $303.31 million for Q2 2025, a year-over-year increase of 2.1% and an EPS of $0.57, up from $0.31 a year ago [1] - The reported revenue fell short of the Zacks Consensus Estimate of $307.62 million, resulting in a surprise of -1.4%, while the EPS exceeded expectations by 39.02% compared to the consensus estimate of $0.41 [1] Financial Performance Metrics - Average Outstanding Balance of interest-earning assets was $14.72 billion, below the three-analyst average estimate of $14.95 billion [4] - Non-accrual loans were reported at $72.74 million, compared to the estimated $86.47 million [4] - Net Interest Margin stood at 3%, slightly above the three-analyst average estimate of 2.9% [4] - Non-performing assets totaled $81.89 million, lower than the $94.75 million average estimate [4] - Efficiency Ratio was reported at 55.4%, significantly better than the two-analyst average estimate of 86.8% [4] - Net Interest Income (FTE) was $111.48 million, exceeding the average estimate of $106.91 million [4] - Total Noninterest Income was $192.63 million, below the estimated $201.11 million [4] - Investment and securities advisory fees and commissions reached $43.73 million, higher than the average estimate of $37.05 million [4] - Mortgage loan origination fees were $28.74 million, slightly below the average estimate of $30.82 million [4] - Noninterest income from other sources was $35.18 million, compared to the average estimate of $48.96 million [4] - Net gains from the sale of loans and other mortgage production income were $51.95 million, below the average estimate of $54.28 million [4] Stock Performance - Hilltop Holdings shares returned +5% over the past month, compared to the Zacks S&P 500 composite's +5.7% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Financial Performance - Glacier Bancorp reported revenue of $240.56 million for the quarter ended June 2025, a year-over-year increase of 21.1% [1] - The EPS for the same period was $0.45, compared to $0.39 a year ago [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $243.5 million, resulting in a surprise of -1.21% [1] - The company experienced an EPS surprise of -4.26%, with the consensus EPS estimate being $0.47 [1] Key Metrics - Efficiency Ratio stood at 62.1%, better than the average estimate of 64.6% based on three analysts [4] - Net charge-offs as a percentage of total loans were 0%, compared to the average estimate of 0.1% [4] - Net interest margin (tax-equivalent) was 3.2%, matching the average estimate of 3.2% [4] - Non-accrual loans totaled $35.36 million, below the average estimate of $39.65 million [4] - Total non-performing assets were $48.61 million, slightly above the average estimate of $46.46 million [4] - Average balances of total earning assets were $26.4 billion, close to the estimated $26.47 billion [4] - Total Non-Interest Income was $32.94 million, below the average estimate of $33.67 million [4] - Net Interest Income reached $207.62 million, exceeding the average estimate of $206.24 million [4] - Gain on sale of loans was $4.27 million, lower than the average estimate of $5.58 million [4] - Net interest income (tax-equivalent) was $211.08 million, above the average estimate of $208.81 million [4] Stock Performance - Shares of Glacier Bancorp returned +7.1% over the past month, outperforming the Zacks S&P 500 composite's +5.7% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]