Perpetual futures, often called perps, are a type of derivatives contract that let traders take leveraged exposure to an asset without an expiration date. Unlike traditional futures, which settle on a fixed schedule and must be rolled over, perps stay open indefinitely and track the price of the underlying asset through a funding mechanism that balances long and short positions. That structure is a big reason perps gained traction in crypto markets. They remove the need to constantly manage expirations w ...

Core Viewpoint - Nicolet Bankshares, Inc. reported record net income for Q4 2025, with a full-year earnings of $151 million, representing a 21.7% increase compared to 2024 [1] Financial Performance - The bank holding company achieved a net income of $151 million for the full year 2025 [1] - This figure marks a significant increase of 21.7% from the previous year, 2024 [1]

Group 1 - In late January 2025, short-term rates on certificates of deposit are projected to be 4.5% or greater, indicating a favorable environment for investors seeking fixed-income opportunities [1] - The article emphasizes that the best profit opportunities in individual stocks arise from those that are less widely followed or do not accurately reflect current market opportunities [1]

Core Insights - The analysis of Northeast Community Bancorp, Inc. (NECB) was initiated in April during a period of economic uncertainty due to tariffs and trade wars, highlighting the potential impact on the US economy [1] Company Analysis - The stock of Northeast Community Bancorp, Inc. (NECB) was identified as an opportunity for investment, particularly due to its lesser visibility among average investors [1] Market Perspective - The belief in the efficiency of financial markets is emphasized, suggesting that most stocks reflect their real current value, with the best profit opportunities arising from less-followed stocks or those mispriced in their markets [1]

Core Insights - The iShares MSCI Peru ETF (EPU) has been one of the top-performing single country ETFs in 2025, with a remarkable return of 69.2% since January 1 [1] Group 1: Fund Performance - EPU currently holds the highest rating on Seeking Alpha's Quant system, indicating strong performance metrics [1] Group 2: Market Perspective - The financial markets are viewed as efficient, with most stocks reflecting their real current value, suggesting that the best investment opportunities may lie in less-followed stocks or those not accurately reflecting market opportunities [1]

Core Insights - The iShares MSCI Mexico ETF (NYSEARCA: EWW) has experienced significant growth, gaining over 33% in 2025, indicating a strong performance in the Mexican equity market [1]. Group 1: ETF Performance - The iShares MSCI Mexico ETF specializes in Mexican equities and has had a banner year, reflecting positive market conditions [1]. Group 2: Market Beliefs - The financial markets are believed to be efficient, with most stocks reflecting their real current value, suggesting that the best investment opportunities may lie in less-followed stocks or those not accurately reflecting market opportunities [1].