A recent Reddit thread is flipping assumptions that declined cards only happen to people who are broke, careless, or financially unstable. The original poster, who claims a net worth of over $2 million, said their credit card has been declined more than once, not because they were broke, but because they maxed out their rewards card before the billing cycle ended. “I probably look poor to people,” they wrote, after sharing that a barista recently gave them a coffee for free when the card declined. “[They ...

Banking giant HSBC turned to ValidiFi and its account validation and risk detection solutions.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.These solutions will help improve the integrity of bank accounts used to ...