Core Insights - Khaveen Investments is a global investment advisory firm focused on serving high-net-worth individuals, corporations, associations, and institutions [1] - The firm is a registered investment adviser with the SEC and offers a range of services including market and security research, business valuation, and wealth management [1] - The flagship Macroquantamental Hedge Fund has a diversified portfolio with exposure to hundreds of investments across various asset classes, geographies, sectors, and industries [1] - The investment approach integrates top-down and bottom-up analysis, utilizing three core strategies: global macro, fundamental, and quantitative [1] - The firm's expertise is concentrated in disruptive technologies such as Artificial Intelligence, Cloud Computing, 5G, Autonomous and Electric Vehicles, FinTech, Augmented and Virtual Reality, and the Internet of Things (IoT) [1]

Core Modernization Efforts - Regions is focusing on core modernization efforts to enhance its technology infrastructure and operations [4] - The company aims to leverage advancements in technology to improve efficiency and service delivery [4] Technology and Data Strategy - Regions has appointed a Chief Data and Analytics Officer to oversee its data strategy, which includes leveraging AI for revenue growth and risk management [3] - The enterprise technology and operations are managed by a leader with over 30 years of experience in the banking technology sector [2] Payment Systems and Innovation - The company is exploring new real-time payment rails as part of its enterprise payments and open banking initiatives [3] - There is an emphasis on adapting to evolving payment technologies to meet customer needs [3]

Question-and-Answer SessionSo with that, Rohini, maybe you could first -- before you dive into the business, you're obviously relatively new as the CFO. Can you talk a little bit about your background and what brought you to BILL?Rohini JainChief Financial Officer Absolutely. So as I always say, I grew up in GE. That was my first job. And what a wonderful place to start a finance career, great grounding from an operational finance perspective, analytics-based, very rigorous training ground for a lot of us f ...

Core Insights - Inter&Co Inc. reported strong growth in Q3 2025, achieving significant metrics while focusing on sustainable profitability [2][4] - The company aims to reach 60 million clients, a 30% efficiency ratio, and a 30% return on equity (ROE) as part of its long-term strategy [3] Client Growth - Inter&Co added a record 1.2 million new active clients in the quarter, increasing the total active client base to 24 million [7] - The growth reflects the platform's compelling value proposition and client-centric approach [7] Financial Performance - The company achieved a net income of R$336 million (US$63.2 million), representing a 39% year-over-year growth [7] - The efficiency ratio improved to 45.2%, and the ROE reached 14.2%, indicating effective cost control alongside strategic investments [4][7] Credit Portfolio Expansion - Inter&Co's total credit portfolio grew by 30% year-over-year, significantly outpacing the Brazilian market's growth rate [4][7] - This growth is attributed to enhanced digital experiences and innovative products, such as the Private Payroll offering [4] Asset Quality - The company maintained stable non-performing loan (NPL) ratios despite challenging market conditions, showcasing its robust risk management approach [7]

Group 1 - Khaveen Investments is a global investment advisory firm serving high-net-worth individuals, corporations, associations, and institutions [1] - The firm is a registered investment adviser with the SEC and offers services including market and security research, business valuation, and wealth management [1] - The flagship Macroquantamental Hedge Fund has a diversified portfolio with exposure to hundreds of investments across various asset classes, geographies, sectors, and industries [1] Group 2 - Khaveen Investments employs a multifaceted investment approach that integrates top-down and bottom-up analysis, blending global macro, fundamental, and quantitative strategies [1] - The firm's core expertise focuses on disruptive technologies such as Artificial Intelligence, Cloud Computing, 5G, Autonomous and Electric Vehicles, FinTech, Augmented and Virtual Reality, and the Internet of Things (IoT) [1]

Group 1 - Khaveen Investments is a global investment advisory firm serving high-net-worth individuals, corporations, associations, and institutions [1] - The firm is a registered investment adviser with the SEC and offers services including market and security research, business valuation, and wealth management [1] - The flagship Macroquantamental Hedge Fund maintains a diversified portfolio across various asset classes, geographies, sectors, and industries [1] Group 2 - Khaveen Investments employs a multifaceted investment approach that integrates top-down and bottom-up analysis, blending global macro, fundamental, and quantitative strategies [1] - The firm's core expertise focuses on disruptive technologies such as Artificial Intelligence, Cloud Computing, 5G, Autonomous and Electric Vehicles, FinTech, Augmented and Virtual Reality, and the Internet of Things (IoT) [1]

Core Insights - Multitude AG is a European FinTech company that provides digital lending and online banking services to consumers, SMEs, and other FinTechs, focusing on those overlooked by traditional banks [3] Group 1: Company Overview - Multitude operates through three independent business units: Consumer Banking (Ferratum), SME Banking (CapitalBox), and Wholesale Banking (Multitude Bank) [3] - The company employs over 700 people across 25 countries and offers services in 17 countries [3] - In 2024, Multitude achieved a combined turnover of 274 million euros [3] Group 2: Upcoming Events - Multitude AG will host a combined 9M Financial Results Earnings Call and Capital Markets Day 2025 webcast on 13 November 2025, starting at 13:00 CET [2] - The Capital Markets Day presentation will begin at 13:45 CET [2] - Registration for the webcast is available on the company's website [2]

LAS VEGAS, Nov. 07, 2025 (GLOBE NEWSWIRE) -- GBank Financial Holdings Inc. (the “Company”) (Nasdaq: GBFH), the parent company of GBank (the “Bank”), is pleased to announce that Hilary R. Sledge-Sarnor has been appointed Executive Vice President, General Counsel, and Corporate Secretary of the Company and the Bank, effective October 20, 2025. In this role, Ms. Sledge-Sarnor will oversee the Company’s and Bank’s legal, corporate governance, and regulatory affairs functions, serving as a key strategic advisor ...

Core Insights - Khaveen Investments is a global investment advisory firm focused on serving high-net-worth individuals, corporations, associations, and institutions [1] - The firm is a registered investment adviser with the SEC and offers a range of services including market and security research, business valuation, and wealth management [1] - The flagship Macroquantamental Hedge Fund maintains a diversified portfolio across various asset classes, geographies, sectors, and industries [1] - The investment approach integrates top-down and bottom-up analysis, utilizing global macro, fundamental, and quantitative strategies [1] - Core expertise lies in disruptive technologies such as Artificial Intelligence, Cloud Computing, 5G, Autonomous and Electric Vehicles, FinTech, Augmented and Virtual Reality, and the Internet of Things (IoT) [1]

Core Insights - Khaveen Investments is a global investment advisory firm focused on serving high-net-worth individuals, corporations, associations, and institutions [1] - The firm is a registered investment adviser with the SEC and offers a range of services including market and security research, business valuation, and wealth management [1] - The flagship Macroquantamental Hedge Fund maintains a diversified portfolio across various asset classes, geographies, sectors, and industries [1] - The investment approach integrates top-down and bottom-up analysis, utilizing global macro, fundamental, and quantitative strategies [1] - Core expertise lies in disruptive technologies such as Artificial Intelligence, Cloud Computing, 5G, Autonomous and Electric Vehicles, FinTech, Augmented and Virtual Reality, and the Internet of Things (IoT) [1]