Nearly one in 10 people who had Affordable Care Act plans have dropped health insurance after the expiration of federal subsidies drove up costs, a new survey shows https://t.co/8PgdO4CVQP ...

As many as 14m Americans could become uninsured by 2034. Researchers have calculated that such changes could mean an additional 51,000 deaths a year https://t.co/TJNxOU9g0r ...

Financial Data and Key Metrics Changes - Underlying net income reached CAD 1.1 billion, contributing to underlying earnings per share growth of 17% year-over-year and underlying return on equity of 19.1% [4][14] - Total company reported net income was CAD 722 million, 34% lower than underlying net income, primarily due to market-related impacts [16] - Full-year underlying earnings growth was 9%, with underlying EPS growth at 12% and a dividend payout ratio of 47% [12][28] Business Line Data and Key Metrics Changes - Asset management and wealth underlying earnings were CAD 534 million, up 10% year-over-year, driven by lower credit losses and higher fee income [14] - Group Health and Protection underlying earnings increased by 16% year-over-year to CAD 308 million, with strong performance in the U.S. medical stop-loss business [15] - Individual protection underlying net income rose 17% to CAD 362 million, driven by business growth and favorable mortality experience [15] Market Data and Key Metrics Changes - In Asia, protection sales grew by 50% year-over-year, with standout markets being Hong Kong and Indonesia, where sales more than doubled and grew by 43% respectively [7][25] - U.S. Group Health and Protection sales increased by 45% year-over-year, primarily driven by record medical stop-loss sales [24] - MFS reported net outflows of approximately CAD 18.2 billion, with retail outflows of CAD 9.8 billion and institutional outflows of CAD 8.5 billion [18] Company Strategy and Development Direction - The company is focused on a balanced and diversified growth strategy, with a commitment to digital transformation and enhancing client experiences [10][11] - Plans to complete the buyouts of BGO and Crescent Capital in the first half of 2026, which will deepen ownership in high-performing businesses [20] - The introduction of a management equity plan for SLC aims to motivate and retain talent in the alternative asset management space [5] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the strength of the business mix and disciplined execution of long-term strategies, despite a complex operating environment [13] - The company anticipates continued growth in 2026, supported by strong organic capital generation and an industry-leading LICAT ratio of 157% [28] - Management highlighted the importance of maintaining pricing discipline in the stop-loss business and the positive impact of a hardening market [35] Other Important Information - The company achieved Great Place to Work recertification in nine countries, emphasizing its commitment to culture and employee satisfaction [11] - The asset management platform ended the year with CAD 1.2 trillion of third-party assets under management and administration [12] Q&A Session Summary Question: Stop-loss experience and future improvements - Management noted a modest improvement in the loss ratio and expressed optimism heading into 2026, maintaining pricing discipline [32] Question: Sales growth in stop-loss and dental products - Management confirmed that sales growth reflects seasonality and pricing discipline, with a large Medicaid contract returning in 2026 [33] Question: Excess capital and buyback strategy - Management emphasized a disciplined approach to capital deployment, prioritizing organic investments and completing private asset affiliate purchases before resuming share buybacks [46][70] Question: Strategy in the stop-loss market amid competition - Management highlighted their scale and capabilities as key advantages, allowing them to grow in a hardening market while maintaining low loss ratios [54][56] Question: Growth expectations in Asia - Management expects continued good performance in Hong Kong and growth opportunities in Indonesia, despite tough comparisons [66]

lost your job and your employer sponsored health insurance. You can sign up for a COBRA plan to extend your benefits, but you'll often have to pay the full premium and an administrative fee. You might get a better deal if you enroll in a plan through the public health insurance marketplace.Get coverage now. For CNBC, I'm Sharon Eper. >> Sign up for the Money101 newsletter.Go to cnbc. com/money101. ...

Millions of Americans are starting to see their monthly health-insurance bills rise, a new pressure point for a nation still frustrated with the high cost of living https://t.co/EBU31m4lyc ...

Millions of Americans are starting to see their monthly health-insurance bills rise, a new pressure point for a nation still frustrated with the high cost of living https://t.co/84T3ujGPV2 ...

Millions of Americans are starting to see their monthly health-insurance bills rise, a new pressure point for a nation still frustrated with the high cost of living https://t.co/mUZD03sAS0 ...

Welcome to Market Catalyst. I'm Julie Hman broadcasting from a snowy New Jersey today. Um and we are watching markets today ahead of a very very busy trading week of various events from the Federal Reserve's meeting at which it's not expected to change rates to earnings from four of the seven magnificent seven stocks and earnings from many many more companies as well. It's really expected to ramp up on Tuesday in terms of the earnings reports after a quiet Monday. A quiet Monday by the way in which we are s ...

Millions of Americans are starting to see their monthly health-insurance bills rise, a new pressure point for a nation still frustrated with the high cost of living https://t.co/HOn4qtkVe8 ...

The enhanced ACA subsidies are set to expire at the end of 2025, a change that could sharply raise premiums and leave millions without coverage. Congress is divided over whether to extend them. Here's what to know https://t.co/Z8xSxZrxrj ...