专题：2025金融教育宣传周：保障金融权益 助力美好生活 基金行业在行动 ◆ 以个人账户或非持牌机构名义收取资金; 金融行刃特征与风险防氾措施。 ■ ■ (一) 警惕非法荐股与金融"黑灰产" "非法荐股"是指无资格机构和个人向投资者或 客户提供证券投资分析、预测或建议等直接 或间接有偿咨询服务的活动。行为模式主要 包括网络直播荐股、微博微信荐股、软件荐 股、培训荐股等,通常具有以下特点: ◇ 承诺稳赚不赔、超高收益,虚假夸大宣传: ◇以"专家""老师"名义诱导加入荐股群、直播间; ● 要求投资者向个人账户或非持牌机构支付资金。 风险防范要点: 投资者应认清证券投资咨询业务均须获中国证 监会业务许可，切勿轻信无资质荐股行为。 二）远离非法贷款与非法中介陷阱 ♀非法"校园贷":针对学生群体,以"低息"放款快" 为诱饵,实则收取高额服务费、违约金甚至胁迫 借款人,严重危害个人征信与人身安全; ◆ 互联网贷款乱象:包括强制搭售保险、虚假利 率宣传、违规收集和使用个人信息等行为; ◆ 非法中介:冒充银行、持牌金融机构,以"贷款 代办"征信修复"等名义骗取中介费、手续费。 风险防范要点: 请广大金融消费者务必通过正规金融 ...

Core Viewpoint - The Minsheng Bank Jinan High-tech Branch is actively promoting a campaign to enhance public awareness of financial risk prevention, focusing on illegal financial activities and improving self-protection capabilities among the public [1][2] Group 1: Campaign Overview - The campaign is part of the 2025 initiative to prevent illegal financial activities, utilizing both online and offline channels to reach a wider audience [1] - Innovative promotional methods include the establishment of a "Non-Fraud Classroom" on social media platforms, where original content on topics like "pension fraud" and "virtual asset risks" is shared [1][2] - Offline activities involve community engagement through financial knowledge micro-salons and quiz competitions to help the public identify illegal financial activities [1] Group 2: Target Audience and Education - The campaign specifically targets vulnerable groups, such as the elderly, by exposing scams related to "reverse mortgages," "investment in retirement apartments," and "selling pension products" [2] - For the youth, the initiative includes educational outreach in schools to promote basic financial knowledge and raise awareness about "campus loans" and "part-time job traps" [2] - The campaign also addresses risks associated with new financial forms like virtual currencies and blockchain technology, aiming to enhance public risk recognition abilities [2] Group 3: Employee Training and Future Plans - All employees of the Minsheng Bank Jinan High-tech Branch participate in specialized training and knowledge competitions to strengthen compliance awareness and risk prevention capabilities [2] - The bank plans to establish a long-term promotional mechanism, optimize online content, and deepen targeted educational efforts while collaborating with law enforcement and market regulation departments [2]