12-year-old Vivy Huckared is a competitive dancer practicing 15 to 20 hours a week, but the scoliosis she was diagnosed with last year could force her to stop. >> I was like scared and I was like confused. >> Vivy started sleeping in this brace, but the curve in her spine grew worse.>> It's like that. >> Yeah. >> Her mom an Marie found a specialist near where they live in Denver who said Vivy was the perfect candidate for a surgery called vertebral body tethering or VBT.But now she's battling their insuranc ...

Core Insights - The article emphasizes the importance of homeowners taking proactive measures to prevent water damage as winter approaches, highlighting the unpredictability of weather patterns [1][2] Homeowner Preparedness - Homeowners are advised to conduct thorough inspections of their properties to mitigate potential water damage from rain and snow [2] - Specific recommendations include trimming tree branches, moving outdoor furniture indoors, cleaning drains and gutters, checking roofs for damage, and sealing cracks in the home [8] Insurance Considerations - Homeowners are encouraged to review their insurance policies and update their home inventory to ensure adequate coverage before winter [6] Company Overview - Mercury Insurance is a multi-line insurance carrier offering various types of insurance, including homeowners and auto insurance, across multiple states [9][10] - The company has been recognized for its competitive rates and customer service, earning an "A" rating from A.M. Best and accolades from Forbes and Insure.com [10]

Health-care debates, particularly about subsidies for insurance coverage, were one reason for the government shutdown. But since it has ended, the spats have not quieted https://t.co/DxMcjN3som ...

Core Insights - Renters insurance provides financial protection for tenants against losses related to personal property, liability, and additional living expenses, with average premiums ranging from $15 to $30 per month [1][15][21] Coverage Components - **Personal Property Coverage**: Covers personal belongings against damage, loss, or theft due to covered perils, including furniture, clothing, and appliances [4][6] - **Liability Coverage**: Protects against financial loss if the insured is sued for bodily injury or property damage, typically starting at $100,000 [8][9] - **Additional Living Expenses**: Covers costs for temporary living arrangements if the rental unit is uninhabitable due to a covered loss, usually limited to around 20% of the personal property coverage limit [11][14] Types of Policies - **Actual Cash Value (ACV)**: Covers personal belongings at depreciated value, resulting in lower premiums and payouts [7] - **Replacement Cost Value (RCV)**: Covers items at their original value without depreciation, leading to higher premiums but larger payouts [7] Exclusions - Common exclusions in renters insurance include floods, earthquakes, normal wear and tear, and damage to the physical structure of the building [18][26][27] Purchasing Process - Tenants should research insurance companies, compare quotes, and understand coverage needs before purchasing a policy [17][23]

For most administrations and all of the people involved in this kind of thing, this action would be a crowning achievement of their agenda for fertility health. But for us, it's really just the beginning. It's just the start.It's one of many things we're doing today. We're also taking historic steps to vastly expand access to insurance coverage for fertility care, including IVF. something that as you know was not covered effective immediately for the first time ever.We will make it legal for companies to of ...

It's easy to talk about this panel and and kind of get sucked down into the vaccine conversation, but you mentioned their recommendations weigh heavily on insurance coverage. What are some of the financial implications there. So, the big implications are that insurance companies will say, you know, we're not going to cover this because the CDC is not recommending this.And that's historically what they've done in the past. If it's not covered, then that severely decreases the access there because either fund ...

Company Commitment - Mercury Insurance reaffirms its commitment to helping homeowners safeguard their homes during National Homeownership Month [1][3] - The company has provided affordable coverage and trusted advice to millions of homeowners across the U.S. for over 60 years [2][5] Outreach and Resources - Mercury is expanding its outreach with seasonal safety tips, digital tools, and educational resources available on its website and blog [2][6] - The company emphasizes the importance of preparation and prevention in protecting homeownership [3] Home Safety Education - Seasonal content on topics such as extreme heat, hurricane preparation, and wildfire defense is provided to help homeowners reduce risks proactively [6] - Homeowners are encouraged to evaluate their insurance policies to ensure they reflect current home values and personal property [6] Smart Home Initiatives - Installing smart devices like leak detectors and smart thermostats can enhance home safety and may qualify homeowners for discounts [6] Digital Tools - The Mercury website offers various resources including checklists, seasonal preparation guides, and tips for improving home resilience throughout the year [6]

Driving for Lyft or Uber during the holiday season can help you bring in extra income, but you must make sure you’re properly covered so you don’t end up in a financial crisis. Upgrading to rideshare insurance can help fill coverage gaps, keeping you protected on icy roads during busy holiday shifts. Here’s a look at how rideshare insurance works, what it pays for, and when you must have it to stay protected this winter. Learn more: How does car insurance work? The basics explained What is rideshare co ...